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Radian GroupFRA:RAG +1.18%89 EV-to-EBITDA is 7.93 as of Jul. 29, 2026, which is 12% above its 10-year median of 7.05. GuruFocus rates FRA:RAG with a GF Score™ of 89/100 and a GF Value™ of €33.75. The stock has 6 warning signs investors should review. Among 346 Insurance companies, Radian Group ranks better than 54.05% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Radian Group's enterprise value is €5,671 Mil.
Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €715 Mil. Therefore, Radian Group's EV-to-EBITDA for today is 7.93.
The historical rank and industry rank for Radian Group's EV-to-EBITDA or its related term are showing as below:
FRA:RAG'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.34 Med: 7.05 Max: 15.65
Current: 7.74
During the past 13 years, the highest EV-to-EBITDA of Radian Group was 15.65. The lowest was 3.34. And the median was 7.05.
FRA:RAG's EV-to-EBITDA is ranked better than 54.05% of 346
companies
in the Insurance industry
Industry Median: 8.36
vs FRA:RAG: 7.74
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Radian Group (FRA:RAG) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Radian Group's PE Ratio (TTM) for today is calculated as:
Radian Group's share price for today is €34.20.
Radian Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.480.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Radian Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RAG vs RYAN, ESNT, MTG: EV-to-EBITDA Comparison
For the Insurance - Specialty subindustry, Radian Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Radian Group's EV-to-EBITDA falls into.
Radian Group's current Enterprise Value is €5,671 Mil.
Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €715 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radian Group (FRA:RAG) has a EV-to-EBITDA of 7.93 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Radian Group. This is 12% above median its historical median of 7.05. Over the past decade, Radian Group's EV-to-EBITDA has ranged from 3.34 to 15.65. According to the industry distribution chart, Radian Group ranks #159 out of 346 companies in the Insurance industry, placing it in the top 46%.
Is Radian Group's EV-to-EBITDA too high?
Radian Group's current EV-to-EBITDA of 7.93 is 12% above median its 10-year median of 7.05. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 15.65. The Insurance industry median EV-to-EBITDA is 8.36. Radian Group's value of 7.93 is 5.1% below this industry median. Based on the distribution chart, Radian Group ranks #159 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, Radian Group has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's EV-to-EBITDA compare to RYAN and ESNT?
According to the Insurance industry distribution chart, Radian Group ranks #159 out of 346 companies for EV-to-EBITDA. This puts Radian Group in the upper half of its industry. The industry median EV-to-EBITDA is 8.36. Radian Group's value of 7.93 is 5.1% below this benchmark. Historically, Radian Group's own EV-to-EBITDA has ranged from 3.34 to 15.65 over the past decade. While the company's 10-year median is 7.05 vs. the industry median of 8.36, Radian Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current EV-to-EBITDA of 7.93 is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Radian Group. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current EV-to-EBITDA is 7.93, which is 12% above median its own 10-year median of 7.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current EV-to-EBITDA of 7.93. The stock's GF Value™ is €33.75, compared to a current price of €34.20 — trading 1.3% above its estimated fair value. The current EV-to-EBITDA is 7.93, which is 12% above median its 10-year median of 7.05 and 5.1% below the Insurance industry median of 8.36. Radian Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current EV-to-EBITDA is 7.93 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be overvalued.
The current stock price of €34.20 is trading 1.3% above its estimated GF Value™ of €33.75.
Key valuation signals for FRA:RAG:
EV-to-EBITDA: 7.93 (12% above median its 10-year median of 7.05)
GF Value™: €33.75 vs. price of €34.20 (1.3% above fair value)
Industry Position: 5.1% below the Insurance median (#159 of 346)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
89GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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