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Radian Group Inc FRA:RAG
Radian Group FRA:RAG -0.63% 86 Enterprise Value is €5,468 Mil as of Jun. 27, 2026. GuruFocus rates FRA:RAG with a GF Score™ of 86/100 and a GF Value™ of €32.25. The stock has 5 warning signs investors should review.
Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €712 Mil. Therefore, Radian Group's EV-to-EBIT ratio for today is 7.68.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €715 Mil. Therefore, Radian Group's EV-to-EBITDA ratio for today is 7.64.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €1,182 Mil. Therefore, Radian Group's EV-to-Revenue ratio for today is 4.63.
EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €281 Mil. Therefore, Radian Group's EV-to-OCF ratio for today is 19.46.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €278 Mil. Therefore, Radian Group's EV-to-FCF ratio for today is 19.69.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Radian Group (FRA:RAG) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Radian Group's EV-to-EBIT for today is
| EV-to-EBIT | = | Enterprise Value (Today) | / | EBIT (TTM) |
| = | 5467.556 | / | 712.057 | |
| = | 7.68 |
Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €712 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Radian Group's EV-to-EBITDA for today is:
| EV-to-EBITDA | = | Enterprise Value (Today) | / | EBITDA(TTM) |
| = | 5467.556 | / | 715.438 | |
| = | 7.64 |
Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €715 Mil.
3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.
Radian Group's EV-to-Revenue for today is:
| EV-to-Revenue | = | Enterprise Value (Today) | / | Revenue (TTM) |
| = | 5467.556 | / | 1182.085 | |
| = | 4.63 |
Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,182 Mil.
4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.
Radian Group's EV-to-OCF for today is:
| EV-to-OCF | = | Enterprise Value (Today) | / | Cash Flow from Operations (TTM) |
| = | 5467.556 | / | 281.007 | |
| = | 19.46 |
Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €281 Mil.
5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.
Radian Group's EV-to-FCF for today is:
| EV-to-FCF | = | Enterprise Value (Today) | / | Free Cash Flow (TTM) |
| = | 5467.556 | / | 277.682 | |
| = | 19.69 |
Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €278 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The historical data trend for Radian Group's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
| Radian Group Annual Data | |||||||||||||||||||||
| Trend | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | Dec25 | |||||||||||
| Enterprise Value | Get a 7-Day Free Trial |
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4,439.90 | 4,208.30 | 5,385.24 | 5,498.34 | 5,064.01 | |||||||||||||
| Radian Group Quarterly Data | ||||||||||||||||||||
| Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | Mar25 | Jun25 | Sep25 | Dec25 | Mar26 | |
| Enterprise Value | Get a 7-Day Free Trial |
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6,437.20 | 6,918.72 | 5,142.63 | 5,064.01 | 4,961.91 | ||
For the Insurance - Specialty subindustry, Radian Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Insurance industry and Financial Services sector, Radian Group's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Radian Group's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Radian Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
| Enterprise Value (A: Dec. 2025 ) | |||||
| = | Market Cap | + | Preferred Stock | + | Long-Term Debt & Capital Lease Obligation |
| = | 4119.1392 | + | 0 | + | 966.075 |
| + | Short-Term Debt & Capital Lease Obligation | + | Minority Interest | - | Balance Sheet Cash And Cash Equivalents |
| + | 0 | + | 0 | - | 21.204 |
| = | 5,064 |
Radian Group's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as
| Enterprise Value (Q: Mar. 2026 ) | |||||
| = | Market Cap | + | Preferred Stock | + | Long-Term Debt & Capital Lease Obligation |
| = | 3883.536 | + | 0 | + | 960.067 |
| + | Short-Term Debt & Capital Lease Obligation | + | Minority Interest | - | Balance Sheet Cash And Cash Equivalents |
| + | 166.266 | + | 0 | - | 47.96 |
| = | 4,962 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued. The current stock price of €31.60 is trading 2% below its estimated GF Value™ of €32.25.
Key valuation signals for FRA:RAG:
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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