Radian Group (FRA:RAG) Enterprise Value: €5,468 Mil (As of Jun. 27, 2026) ***


FRA:RAG Radian Group Inc FRA:RAG
86 GF Score
Price €31.60
GF Value €32.25
! 5 Warning Signs
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What is Radian Group Enterprise Value?

Radian Group FRA:RAG -0.63% 86 Enterprise Value is €5,468 Mil as of Jun. 27, 2026. GuruFocus rates FRA:RAG with a GF Score™ of 86/100 and a GF Value™ of €32.25. The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €712 Mil. Therefore, Radian Group's EV-to-EBIT ratio for today is 7.68.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €715 Mil. Therefore, Radian Group's EV-to-EBITDA ratio for today is 7.64.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €1,182 Mil. Therefore, Radian Group's EV-to-Revenue ratio for today is 4.63.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €281 Mil. Therefore, Radian Group's EV-to-OCF ratio for today is 19.46.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Radian Group's Enterprise Value is €5,468 Mil. Radian Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €278 Mil. Therefore, Radian Group's EV-to-FCF ratio for today is 19.69.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Radian Group  (FRA:RAG) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Radian Group's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=5467.556/712.057
=7.68

Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €712 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Radian Group's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=5467.556/715.438
=7.64

Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €715 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Radian Group's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=5467.556/1182.085
=4.63

Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,182 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Radian Group's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5467.556/281.007
=19.46

Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €281 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Radian Group's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5467.556/277.682
=19.69

Radian Group's current Enterprise Value is €5,468 Mil.
Radian Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €278 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Radian Group Enterprise Value Related Terms


Radian Group Enterprise Value Historical Data

* Premium members only.

The historical data trend for Radian Group's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radian Group Enterprise Value Chart

Radian Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,439.90 4,208.30 5,385.24 5,498.34 5,064.01

Radian Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,437.20 6,918.72 5,142.63 5,064.01 4,961.91

FRA:RAG vs RYAN, MTG, ESNT: Enterprise Value Comparison

For the Insurance - Specialty subindustry, Radian Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radian Group Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Radian Group's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Radian Group's Enterprise Value falls into.


FRA:RAG
86GF Score
Radian Group Inc FRA:RAG
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Radian Group Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Radian Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Radian Group's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €5,468 Mil mean?
Radian Group (FRA:RAG) has a Enterprise Value of €5,468 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Radian Group and its competitors.
Is Radian Group's Enterprise Value too high?
Radian Group's current Enterprise Value is €5,468 Mil. Overall, Radian Group has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's Enterprise Value compare to RYAN and MTG?
Radian Group's Enterprise Value of €5,468 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Radian Group and its competitors. Radian Group's current Enterprise Value is €5,468 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current Enterprise Value of €5,468 Mil. The stock's GF Value™ is €32.25, compared to a current price of €31.60 — trading 2% below its estimated fair value. The current Enterprise Value is €5,468 Mil. Radian Group's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current Enterprise Value is €5,468 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radian Group (FRA:RAG) Overvalued in 2026?

Based on GuruFocus' analysis, Radian Group stock appears to be undervalued. The current stock price of €31.60 is trading 2% below its estimated GF Value™ of €32.25.

Key valuation signals for FRA:RAG:

  • Enterprise Value: €5,468 Mil
  • GF Value™: €32.25 vs. price of €31.60 (2% below fair value)
  • GF Score™: 86/100 with 5 warning signs

No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radian Group Business Description

Other Exchanges RDN:USARAG:Germany
Address 550 East Swedesford Road, Suite 350, Wayne, PA, USA, 19087
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
86GF Score

Get the complete analysis for FRA:RAG

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.60
Price
€32.25
GF Value