Radian GroupFRA:RAG +9.66%88 FCF Margin % is 60.96% as of Mar. 2026, which is 69% above its 10-year median of 36.05. GuruFocus rates FRA:RAG with a GF Score™ of 88/100 and a GF Value™ of €32.89. The stock has 5 warning signs investors should review. Among 501 Insurance companies, Radian Group ranks better than 79.64% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Radian Group's Free Cash Flow for the
three
months ended in Mar. 2026 was €246 Mil. Radian Group's Revenue for the
three
months ended in Mar. 2026 was €403 Mil. Therefore, Radian Group's FCF Margin % for the quarter that ended in Mar. 2026 was 60.96%.
The historical rank and industry rank for Radian Group's FCF Margin % or its related term are showing as below:
FRA:RAG'
s FCF Margin % Range Over the Past 10 Years
Min: -55.14 Med: 36.05 Max: 51.2
Current: 23.49
During the past 13 years, the highest FCF Margin % of Radian Group was 51.20%. The lowest was -55.14%. And the median was 36.05%.
FRA:RAG's FCF Margin % is ranked better than 79.64% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:RAG: 23.49
Radian Group FCF Margin % Related Terms
Radian Group FCF Margin % Historical Data
* Premium members only.
The historical data trend for Radian Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RAG vs RYAN, MTG, ESNT: FCF Margin % Comparison
For the Insurance - Specialty subindustry, Radian Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Radian Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radian Group (FRA:RAG) has a FCF Margin % of 60.96% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Radian Group and its competitors. This is 69% above median its historical median of 36.05. According to the industry distribution chart, Radian Group ranks #102 out of 501 companies in the Insurance industry, placing it in the top 20.4%.
Is Radian Group's FCF Margin % too high?
Radian Group's current FCF Margin % of 60.96% is 69% above median its 10-year median of 36.05. The Insurance industry median FCF Margin % is 9.60. Radian Group's value of 60.96% is 535% above this industry median. Based on the distribution chart, Radian Group ranks #102 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Radian Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's FCF Margin % compare to RYAN and MTG?
According to the Insurance industry distribution chart, Radian Group ranks #102 out of 501 companies for FCF Margin %. This places Radian Group in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Radian Group's value of 60.96% is 535% above this benchmark. While the company's 10-year median is 36.05 vs. the industry median of 9.60, Radian Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current FCF Margin % of 60.96% is 535% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Radian Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current FCF Margin % is 60.96%, which is 69% above median its own 10-year median of 36.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current FCF Margin % of 60.96%. The stock's GF Value™ is €32.89, compared to a current price of €31.80 — trading 3.3% below its estimated fair value. The current FCF Margin % is 60.96%, which is 69% above median its 10-year median of 36.05 and 535% above the Insurance industry median of 9.60. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current FCF Margin % is 60.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €31.80 is trading 3.3% below its estimated GF Value™ of €32.89.
Key valuation signals for FRA:RAG:
FCF Margin %: 60.96% (69% above median its 10-year median of 36.05)
GF Value™: €32.89 vs. price of €31.80 (3.3% below fair value)
Industry Position: 535% above the Insurance median (#102 of 501)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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