Radian Group (FRA:RAG) E10: €3.01 (As of Mar. 2026)


FRA:RAG Radian Group Inc FRA:RAG
88 GF Score
Price €31.80
GF Value €32.89
! 5 Warning Signs
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What is Radian Group E10?

Radian Group FRA:RAG +9.66% 88 E10 is €3.01 as of Mar. 2026. GuruFocus rates FRA:RAG with a GF Score™ of 88/100 and a GF Value™ of €32.89. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Radian Group's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.770. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Radian Group's average E10 Growth Rate was 11.60% per year. During the past 3 years, the average E10 Growth Rate was 10.90% per year. During the past 5 years, the average E10 Growth Rate was 22.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Radian Group was 40.40% per year. The lowest was -61.00% per year. And the median was 8.65% per year.

As of today (2026-06-26), Radian Group's current stock price is €31.80. Radian Group's E10 for the quarter that ended in Mar. 2026 was €3.01. Radian Group's Shiller PE Ratio of today is 10.56.

During the past 13 years, the highest Shiller PE Ratio of Radian Group was 166.67. The lowest was 7.64. And the median was 10.74.


Radian Group  (FRA:RAG) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Radian Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=31.80/3.01
=10.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Radian Group was 166.67. The lowest was 7.64. And the median was 10.74.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Radian Group E10 Related Terms


Radian Group E10 Historical Data

* Premium members only.

The historical data trend for Radian Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radian Group E10 Chart

Radian Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 2.27 2.79 2.86 2.82

Radian Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.72 2.80 2.82 3.01

FRA:RAG vs RYAN, MTG, ESNT: E10 Comparison

For the Insurance - Specialty subindustry, Radian Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radian Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Radian Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Radian Group's Shiller PE Ratio falls into.


FRA:RAG
88GF Score
Radian Group Inc FRA:RAG
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Radian Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Radian Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.77/330.2130*330.2130
=0.770

Current CPI (Mar. 2026) = 330.2130.

Radian Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.392 241.018 0.537
201609 0.330 241.428 0.451
201612 0.256 241.432 0.350
201703 0.318 243.801 0.431
201706 -0.116 244.955 -0.156
201709 0.252 246.819 0.337
201712 0.025 246.524 0.033
201803 0.422 249.554 0.558
201806 0.822 251.989 1.077
201809 0.566 252.439 0.740
201812 0.563 251.233 0.740
201903 0.690 254.202 0.896
201906 0.690 256.143 0.890
201909 0.754 256.759 0.970
201912 0.693 256.974 0.891
202003 0.633 258.115 0.810
202006 -0.133 257.797 -0.170
202009 0.594 260.280 0.754
202012 0.625 260.474 0.792
202103 0.538 264.877 0.671
202106 0.664 271.696 0.807
202109 0.570 274.310 0.686
202112 0.947 278.802 1.122
202203 0.917 287.504 1.053
202206 1.088 296.311 1.212
202209 1.212 296.808 1.348
202212 0.953 296.797 1.060
202303 0.915 301.836 1.001
202306 0.840 305.109 0.909
202309 0.918 307.789 0.985
202312 0.834 306.746 0.898
202403 0.902 312.332 0.954
202406 0.910 314.175 0.956
202409 0.892 315.301 0.934
202412 0.936 315.605 0.979
202503 0.906 319.799 0.936
202506 0.884 322.561 0.905
202509 0.878 324.800 0.893
202512 0.948 324.054 0.966
202603 0.770 330.213 0.770

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.01 mean?
Radian Group (FRA:RAG) has a E10 of €3.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Radian Group and its competitors.
Is Radian Group's E10 too high?
Radian Group's current E10 is €3.01. Overall, Radian Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's E10 compare to RYAN and MTG?
Radian Group's E10 of €3.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Radian Group and its competitors. Radian Group's current E10 is €3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current E10 of €3.01. The stock's GF Value™ is €32.89, compared to a current price of €31.80 — trading 3.3% below its estimated fair value. The current E10 is €3.01. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current E10 is €3.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radian Group (FRA:RAG) Overvalued in 2026?

Based on GuruFocus' analysis, Radian Group stock appears to be undervalued. The current stock price of €31.80 is trading 3.3% below its estimated GF Value™ of €32.89.

Key valuation signals for FRA:RAG:

  • E10: €3.01
  • GF Value™: €32.89 vs. price of €31.80 (3.3% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radian Group Business Description

Other Exchanges RDN:USARAG:Germany
Address 550 East Swedesford Road, Suite 350, Wayne, PA, USA, 19087
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score

Get the complete analysis for FRA:RAG

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.80
Price
€32.89
GF Value