LKFN (Lakeland Financial) Construction Loans (USD Mil): 523.57 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $62.62
GF Value $68.03
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Lakeland Financial Construction Loans (USD Mil)?

Lakeland Financial LKFN +0.13% 65 Construction Loans (USD Mil) is 523.57 as of Mar. 2026. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $68.03 (Fairly Valued). The stock has 2 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Lakeland Financial's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 523.57 , which is higher than 516.11 for the pervious quarter ended in Dec. 2025.

Lakeland Financial's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 516.11 , which is lower than 584.60 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Lakeland Financial's Construction Loans (USD Mil) or its related term are showing as below:


Lakeland Financial Construction Loans (USD Mil) Historical Data

* Premium members only.

The historical data trend for Lakeland Financial's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeland Financial Construction Loans (USD Mil) Chart

Lakeland Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Lakeland FinancialQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Average Interest Earning Assets (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Business Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Mortgage Backed Securities (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Residential Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Commercial Mortgage Loans (USD Mil)
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

LKFN vs AMAL, TMP, PEBO: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Lakeland Financial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LKFN
65GF Score
Lakeland Financial Corp LKFN
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 523.57 mean?
Lakeland Financial (LKFN) has a Construction Loans (USD Mil) of 523.57 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Lakeland Financial and its competitors.
Is Lakeland Financial's Construction Loans (USD Mil) too high?
Lakeland Financial's current Construction Loans (USD Mil) is 523.57. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's Construction Loans (USD Mil) compare to AMAL and TMP?
Lakeland Financial's Construction Loans (USD Mil) of 523.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Lakeland Financial and its competitors. Lakeland Financial's current Construction Loans (USD Mil) is 523.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Fairly Valued. The stock's GF Value™ is $68.03, compared to a current price of $62.62 — trading 8% below its estimated fair value. The current Construction Loans (USD Mil) is 523.57. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current Construction Loans (USD Mil) is 523.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $62.62 is trading 8% below its estimated GF Value™ of $68.03. GuruFocus considers Lakeland Financial to be Fairly Valued.

Key valuation signals for LKFN:

  • Construction Loans (USD Mil): 523.57
  • GF Value™: $68.03 vs. price of $62.62 (8% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

Get the complete analysis for LKFN

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.62
Price
$68.03
GF Value