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During the past 12 months, Lakeland Financial's average EPS without NRI Growth Rate was 18.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -0.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 2.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 7.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Lakeland Financial was 70.30% per year. The lowest was -28.60% per year. And the median was 8.80% per year.
Lakeland Financial (NAS:LKFN) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Lakeland Financial 3-Year EPS without NRI Growth Rate Related Terms
LKFN vs AMAL, BHRB, PEBO: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Lakeland Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lakeland Financial 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Lakeland Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Lakeland Financial's 3-Year EPS without NRI Growth Rate falls into.
Lakeland Financial 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -0.20% mean?
Lakeland Financial (LKFN) has a 3-Year EPS without NRI Growth Rate of -0.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Lakeland Financial and its competitors. According to the industry distribution chart, Lakeland Financial ranks #1021 out of 1402 companies in the Banks industry, placing it in the top 72.8%.
Is Lakeland Financial's 3-Year EPS without NRI Growth Rate too high?
Lakeland Financial's current 3-Year EPS without NRI Growth Rate is -0.20%. Based on the distribution chart, Lakeland Financial ranks #1021 out of 1402 companies in the Banks industry, which is below the industry midpoint. Overall, Lakeland Financial has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's 3-Year EPS without NRI Growth Rate compare to AMAL and BHRB?
According to the Banks industry distribution chart, Lakeland Financial ranks #1021 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Lakeland Financial in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Lakeland Financial and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeland Financial's current 3-Year EPS without NRI Growth Rate is -0.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $68.97, compared to a current price of $60.58 — trading 12.2% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -0.20%. Lakeland Financial's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current 3-Year EPS without NRI Growth Rate is -0.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lakeland Financial (LKFN) Overvalued in 2026?
Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued.
The current stock price of $60.58 is trading 12.2% below its estimated GF Value™ of $68.97.
GuruFocus considers Lakeland Financial to be Modestly Undervalued.
Key valuation signals for LKFN:
3-Year EPS without NRI Growth Rate: -0.20%
GF Value™: $68.97 vs. price of $60.58 (12.2% below fair value)
No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
68GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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