LKFN (Lakeland Financial) Shareholder Yield % : 7.68% (As of Mar. 2026) — 153% Above Median


LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $62.63
GF Value $67.49
Valuation Fairly Valued
! 2 Warning Signs
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What is Lakeland Financial Shareholder Yield %?

Lakeland Financial LKFN +1.69% 65 Shareholder Yield % is 7.68% as of Mar. 2026, which is 153% above its 10-year median of 3.04. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.49 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Lakeland Financial ranks better than 73.12% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Lakeland Financial's Shareholder Yield % was 7.68%.


Lakeland Financial  (NAS:LKFN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Lakeland Financial Shareholder Yield % Related Terms


Lakeland Financial Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Lakeland Financial's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeland Financial Shareholder Yield % Chart

Lakeland Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 -3.20 2.23 1.94 12.63

Lakeland Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.33 6.89 7.36 12.63 8.34

LKFN vs CNOB, BY, QCRH: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Lakeland Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lakeland Financial Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Lakeland Financial's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Lakeland Financial's Shareholder Yield % falls into.


LKFN
65GF Score
Lakeland Financial Corp LKFN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lakeland Financial Shareholder Yield % Calculation

Lakeland Financial's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=3.52 %+2.76 %+2.06 %
=8.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 7.68% mean?
Lakeland Financial (LKFN) has a Shareholder Yield % of 7.68% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Lakeland Financial and its competitors. This is 153% above median its historical median of 3.04. According to the industry distribution chart, Lakeland Financial ranks #404 out of 1503 companies in the Banks industry, placing it in the top 26.9%.
Is Lakeland Financial's Shareholder Yield % too high?
Lakeland Financial's current Shareholder Yield % of 7.68% is 153% above median its 10-year median of 3.04. The Banks industry median Shareholder Yield % is 1.58. Lakeland Financial's value of 7.68% is 386.1% above this industry median. Based on the distribution chart, Lakeland Financial ranks #404 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's Shareholder Yield % compare to CNOB and BY?
According to the Banks industry distribution chart, Lakeland Financial ranks #404 out of 1503 companies for Shareholder Yield %. This puts Lakeland Financial in the upper half of its industry. The industry median Shareholder Yield % is 1.58. Lakeland Financial's value of 7.68% is 386.1% above this benchmark. While the company's 10-year median is 3.04 vs. the industry median of 1.58, Lakeland Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeland Financial's current Shareholder Yield % of 7.68% is 386.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Lakeland Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeland Financial's current Shareholder Yield % is 7.68%, which is 153% above median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Fairly Valued. The stock's GF Value™ is $67.49, compared to a current price of $62.63 — trading 7.2% below its estimated fair value. The current Shareholder Yield % is 7.68%, which is 153% above median its 10-year median of 3.04 and 386.1% above the Banks industry median of 1.58. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current Shareholder Yield % is 7.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $62.63 is trading 7.2% below its estimated GF Value™ of $67.49. GuruFocus considers Lakeland Financial to be Fairly Valued.

Key valuation signals for LKFN:

  • Shareholder Yield %: 7.68% (153% above median its 10-year median of 3.04)
  • GF Value™: $67.49 vs. price of $62.63 (7.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 386.1% above the Banks median (#404 of 1503)

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.63
Price
$67.49
GF Value