LKFN (Lakeland Financial) Tariff Resilience Score: 8/10 (As of Jun. 29, 2026)


LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $61.05
GF Value $67.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Lakeland Financial Tariff Resilience Score?

Lakeland Financial LKFN -2.52% 65 Tariff Resilience Score is 8 as of Jun. 29, 2026. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.49 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,610 Banks companies, Lakeland Financial ranks better than 78.76% on this metric.

Lakeland Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Lakeland Financial has As a regional bank, Lakeland Financial has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, with no significant import/export activities, making it resilient to tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lakeland Financial might have Highly Resilient.

Lakeland Financial  (NAS:LKFN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lakeland Financial Tariff Resilience Score Related Terms

LKFN vs OBK, QCRH, BFC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Lakeland Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lakeland Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Lakeland Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lakeland Financial's Tariff Resilience Score falls into.


LKFN
65GF Score
Lakeland Financial Corp LKFN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Lakeland Financial (LKFN) has a Tariff Resilience Score of 8 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lakeland Financial ranks #342 out of 1610 companies in the Banks industry, placing it in the top 21.2%.
Is Lakeland Financial's Tariff Resilience Score too high?
Lakeland Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Lakeland Financial ranks #342 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's Tariff Resilience Score compare to OBK and QCRH?
According to the Banks industry distribution chart, Lakeland Financial ranks #342 out of 1610 companies for Tariff Resilience Score. This places Lakeland Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lakeland Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $67.49, compared to a current price of $61.05 — trading 9.5% below its estimated fair value. The current Tariff Resilience Score is 8. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current Tariff Resilience Score is 8 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $61.05 is trading 9.5% below its estimated GF Value™ of $67.49. GuruFocus considers Lakeland Financial to be Modestly Undervalued.

Key valuation signals for LKFN:

  • Tariff Resilience Score: 8
  • GF Value™: $67.49 vs. price of $61.05 (9.5% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

Get the complete analysis for LKFN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.05
Price
$67.49
GF Value