LKFN (Lakeland Financial) Payments of Debt: $-222.0 Mil (TTM As of Mar. 2026)


LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $62.40
GF Value $67.63
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Lakeland Financial Payments of Debt?

Lakeland Financial LKFN -1.16% 65 Payments of Debt is $-222.0 Mil as of Mar. 2026. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.63 (Fairly Valued). The stock has 2 warning signs investors should review.

Lakeland Financial's Payments of Debt for the three months ended in Mar. 2026 was $-120.0 Mil.

Lakeland Financial's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-222.0 Mil.

Lakeland Financial Payments of Debt Related Terms

Lakeland Financial Payments of Debt Historical Data

* Premium members only.

The historical data trend for Lakeland Financial's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeland Financial Payments of Debt Chart

Lakeland Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.50 -75.00 -297.00 -50.00 0.00

Lakeland Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -102.00 0.00 0.00 -120.00
LKFN
65GF Score
Lakeland Financial Corp LKFN
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lakeland Financial Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-222.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-222.0 Mil mean?
Lakeland Financial (LKFN) has a Payments of Debt of $-222.0 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Lakeland Financial and its competitors.
Is Lakeland Financial's Payments of Debt too high?
Lakeland Financial's current Payments of Debt is $-222.0 Mil. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's Payments of Debt compare to OBK and QCRH?
Lakeland Financial's Payments of Debt of $-222.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Lakeland Financial and its competitors. Lakeland Financial's current Payments of Debt is $-222.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Fairly Valued. The stock's GF Value™ is $67.63, compared to a current price of $62.40 — trading 7.7% below its estimated fair value. The current Payments of Debt is $-222.0 Mil. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current Payments of Debt is $-222.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $62.40 is trading 7.7% below its estimated GF Value™ of $67.63. GuruFocus considers Lakeland Financial to be Fairly Valued.

Key valuation signals for LKFN:

  • Payments of Debt: $-222.0 Mil
  • GF Value™: $67.63 vs. price of $62.40 (7.7% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

Get the complete analysis for LKFN

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.40
Price
$67.63
GF Value