Lakeland FinancialLKFN +0.26%65 FCF Yield % is 6.93 as of Jun. 25, 2026, which is 3% above its 10-year median of 6.71. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.47 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Lakeland Financial ranks worse than 55.85% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Lakeland Financial FCF Yield % Related Terms
Lakeland Financial FCF Yield % Historical Data
* Premium members only.
The historical data trend for Lakeland Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lakeland Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lakeland Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Lakeland Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Lakeland Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lakeland Financial (LKFN) has a FCF Yield % of 6.93 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lakeland Financial and its competitors. This is near median its historical median of 6.71. Over the past decade, Lakeland Financial's FCF Yield % has ranged from 4.10 to 12.74. According to the industry distribution chart, Lakeland Financial ranks #840 out of 1504 companies in the Banks industry, placing it in the top 55.9%.
Is Lakeland Financial's FCF Yield % too high?
Lakeland Financial's current FCF Yield % of 6.93 is near median its 10-year median of 6.71. Over the past 10 years, this metric has ranged from a low of 4.10 to a high of 12.74. The Banks industry median FCF Yield % is 8.24. Lakeland Financial's value of 6.93 is 15.9% below this industry median. Based on the distribution chart, Lakeland Financial ranks #840 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's FCF Yield % compare to CNOB and BY?
According to the Banks industry distribution chart, Lakeland Financial ranks #840 out of 1504 companies for FCF Yield %. This places Lakeland Financial in the lower half of its industry. The industry median FCF Yield % is 8.24. Lakeland Financial's value of 6.93 is 15.9% below this benchmark. Historically, Lakeland Financial's own FCF Yield % has ranged from 4.10 to 12.74 over the past decade. While the company's 10-year median is 6.71 vs. the industry median of 8.24, Lakeland Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeland Financial's current FCF Yield % of 6.93 is 15.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lakeland Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeland Financial's current FCF Yield % is 6.93, which is near median its own 10-year median of 6.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Fairly Valued. The stock's GF Value™ is $67.47, compared to a current price of $61.70 — trading 8.6% below its estimated fair value. The current FCF Yield % is 6.93, which is near median its 10-year median of 6.71 and 15.9% below the Banks industry median of 8.24. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current FCF Yield % is 6.93 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lakeland Financial (LKFN) Overvalued in 2026?
Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued.
The current stock price of $61.70 is trading 8.6% below its estimated GF Value™ of $67.47.
GuruFocus considers Lakeland Financial to be Fairly Valued.
Key valuation signals for LKFN:
FCF Yield %: 6.93 (near median its 10-year median of 6.71)
GF Value™: $67.47 vs. price of $61.70 (8.6% below fair value)
Industry Position: 15.9% below the Banks median (#840 of 1504)
No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score
Get the complete analysis for LKFN
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LKFN has been successfully added to your 
