LKFN (Lakeland Financial) GF Value : $67.80 (As of Apr. 05, 2025)

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What is Lakeland Financial GF Value?

As of today (2025-04-05), Lakeland Financial's share price is $53.79. Lakeland Financial's GF Value is $67.80. Therefore, Lakeland Financial's Price-to-GF-Value for today is 0.79. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Lakeland Financial is Modestly Undervalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

Lakeland Financial (NAS:LKFN) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

Lakeland Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	53.79	/	67.80
	=	0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeland Financial GF Value Related Terms

Thank you for viewing the detailed overview of Lakeland Financial's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

Lakeland Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Lakeland Financial Corp (NAS:LKFN) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387

Website

https://www.lakecitybank.com

Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare.

Executives

Stephanie R Leniski	officer: Senior Vice President	P.O. BOX 1387, WARSAW IN 46581-1387
M Scott Welch	director	6 LONGWOOD COURT, ELKHART IN 46516
Donald Robinson-gay	officer: Senior Vice President	PO BOX 1387, WARSAW IN 46581
David M Findlay	officer: Executive Vice president	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Eric H Ottinger	officer: Senior Vice President	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Bartels Robert E Jr	director	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Brok A Lahrman	officer: SVP, Chief Accounting Officer	P.O. BOX 1387, WARSAW IN 46581
James Rickard Donovan	officer: SVP, General Counsel	P.O. BOX 1387, WARSAW IN 46581-1387
Kristin Pruitt	officer: Senior Vice President	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Kyra E Clark	officer: Senior Vice President	P.O. BOX 1387, WARSAW IN 46581-1387
Lisa M O'neill	officer: EVP & CFO	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Steven D Ross	director	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Jonathan P Steiner	officer: Senior Vice President	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Michael L Kubacki	director, officer: President	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387
Emily E Pichon	director	LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW IN 46581-1387