LKFN (Lakeland Financial) ROC %: % (As of Mar. 2026)


LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $61.54
GF Value $67.47
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Lakeland Financial ROC %?

Lakeland Financial LKFN +0.51% 65 ROC % is % as of Mar. 2026. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.47 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

LKFN
65GF Score
Lakeland Financial Corp LKFN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Lakeland Financial (LKFN) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Lakeland Financial and its competitors.
Is Lakeland Financial's ROC % too high?
Lakeland Financial's current ROC % is %. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's ROC % compare to CNOB and BY?
Lakeland Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Lakeland Financial and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeland Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Fairly Valued. The stock's GF Value™ is $67.47, compared to a current price of $61.54 — trading 8.8% below its estimated fair value. The current ROC % is %. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $61.54 is trading 8.8% below its estimated GF Value™ of $67.47. GuruFocus considers Lakeland Financial to be Fairly Valued.

Key valuation signals for LKFN:

  • ROC %: %
  • GF Value™: $67.47 vs. price of $61.54 (8.8% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

Get the complete analysis for LKFN

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.54
Price
$67.47
GF Value