LKFN (Lakeland Financial) Interest Expense: $-150.4 Mil (TTM As of Mar. 2026)


LKFN Lakeland Financial Corp LKFN
65 GF Score
Price $61.05
GF Value $67.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Lakeland Financial Interest Expense?

Lakeland Financial LKFN -2.52% 65 Interest Expense is $-150.4 Mil as of Mar. 2026. GuruFocus rates LKFN with a GF Score™ of 65/100 and a GF Value™ of $67.49 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Lakeland Financial's interest expense for the three months ended in Mar. 2026 was $ -35.2 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-150.4 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Lakeland Financial's Operating Income for the three months ended in Mar. 2026 was $ Mil. Lakeland Financial's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lakeland Financial Interest Expense Historical Data

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The historical data trend for Lakeland Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeland Financial Interest Expense Chart

Lakeland Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.13 -36.68 -146.23 -176.48 -152.72

Lakeland Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -37.58 -39.51 -38.81 -36.82 -35.21
LKFN
65GF Score
Lakeland Financial Corp LKFN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Lakeland Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-150.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-150.4 Mil mean?
Lakeland Financial (LKFN) has a Interest Expense of $-150.4 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lakeland Financial and its competitors.
Is Lakeland Financial's Interest Expense too high?
Lakeland Financial's current Interest Expense is $-150.4 Mil. Overall, Lakeland Financial has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lakeland Financial's Interest Expense compare to OBK and QCRH?
Lakeland Financial's Interest Expense of $-150.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Lakeland Financial and its competitors. Lakeland Financial's current Interest Expense is $-150.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeland Financial stock overvalued right now?
Based on GuruFocus' analysis, Lakeland Financial (LKFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $67.49, compared to a current price of $61.05 — trading 9.5% below its estimated fair value. The current Interest Expense is $-150.4 Mil. Lakeland Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Lakeland Financial (LKFN), the current Interest Expense is $-150.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeland Financial (LKFN) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeland Financial stock appears to be undervalued. The current stock price of $61.05 is trading 9.5% below its estimated GF Value™ of $67.49. GuruFocus considers Lakeland Financial to be Modestly Undervalued.

Key valuation signals for LKFN:

  • Interest Expense: $-150.4 Mil
  • GF Value™: $67.49 vs. price of $61.05 (9.5% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the LKFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lakeland Financial Business Description

Address 202 East Center Street, P.O.Box 1387, Warsaw, IN, USA, 46581-1387
Lakeland Financial Corp is a bank holding company. It provides commercial, retail, wealth advisory, and investment management services. It offers a broad line of products and services throughout its Northern and Central Indiana markets. The company provides commercial and consumer banking services, as well as trust and wealth management, brokerage, and treasury management commercial services. It serves a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and healthcare. The company's revenue is derived from the business of banking.
65GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.05
Price
$67.49
GF Value