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J Trust CoTSE:8508 -1.87%61 Current Ratio is 65.68 as of Mar. 2026, which is 31% above its 10-year median of 50.20. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 492 Diversified Financial Services companies, J Trust Co ranks better than 88.62% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. J Trust Co's current ratio for the quarter that ended in Mar. 2026 was 65.68.
J Trust Co has a current ratio of 65.68. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for J Trust Co's Current Ratio or its related term are showing as below:
TSE:8508'
s Current Ratio Range Over the Past 10 Years
Min: 1.37 Med: 50.2 Max: 67.98
Current: 65.68
During the past 13 years, J Trust Co's highest Current Ratio was 67.98. The lowest was 1.37. And the median was 50.20.
TSE:8508's Current Ratio is ranked better than 88.62% of 492
companies
in the Diversified Financial Services industry
Industry Median: 3.145
vs TSE:8508: 65.68
J Trust Co (TSE:8508) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
J Trust Co Current Ratio Related Terms
J Trust Co Current Ratio Historical Data
* Premium members only.
The historical data trend for J Trust Co's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, J Trust Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Current Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where J Trust Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Current Ratio of 65.68 as of Mar. 2026. This is 31% above median its historical median of 50.20. Over the past decade, J Trust Co's Current Ratio has ranged from 1.37 to 67.98. According to the industry distribution chart, J Trust Co ranks #56 out of 492 companies in the Diversified Financial Services industry, placing it in the top 11.4%.
Is J Trust Co's Current Ratio too high?
J Trust Co's current Current Ratio of 65.68 is 31% above median its 10-year median of 50.20. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 67.98. The Diversified Financial Services industry median Current Ratio is 3.15. J Trust Co's value of 65.68 is 1988.4% above this industry median. Based on the distribution chart, J Trust Co ranks #56 out of 492 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Current Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #56 out of 492 companies for Current Ratio. This places J Trust Co in the top 11% of its industry — outperforming the majority of peers. The industry median Current Ratio is 3.15. J Trust Co's value of 65.68 is 1988.4% above this benchmark. Historically, J Trust Co's own Current Ratio has ranged from 1.37 to 67.98 over the past decade. While the company's 10-year median is 50.20 vs. the industry median of 3.15, J Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Diversified Financial Services company?
The median Current Ratio among Diversified Financial Services companies is 3.15, based on 492 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Current Ratio of 65.68 is 1988.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Current Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Current Ratio is 65.68, which is 31% above median its own 10-year median of 50.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Current Ratio is 65.68, which is 31% above median its 10-year median of 50.20 and 1988.4% above the Diversified Financial Services industry median of 3.15. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Current Ratio is 65.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Current Ratio: 65.68 (31% above median its 10-year median of 50.20)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 1988.4% above the Diversified Financial Services median (#56 of 492)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
Get the complete analysis for TSE:8508
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