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J Trust CoTSE:8508 +1.14%62 Cyclically Adjusted PB Ratio is 0.72 as of Aug. 21, 2026, which is 100% above its 10-year median of 0.36. GuruFocus rates TSE:8508 with a GF Score™ of 62/100 and a GF Value™ of 円387.97 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 81 Diversified Financial Services companies, J Trust Co ranks better than 61.73% on this metric.
The historical rank and industry rank for J Trust Co's Cyclically Adjusted PB Ratio or its related term are showing as below:
TSE:8508'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.36 Max: 1.13
Current: 0.74
During the past years, J Trust Co's highest Cyclically Adjusted PB Ratio was 1.13. The lowest was 0.17. And the median was 0.36.
TSE:8508's Cyclically Adjusted PB Ratio is ranked better than 61.73% of 81
companies
in the Diversified Financial Services industry
Industry Median: 1.25
vs TSE:8508: 0.74
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
J Trust Co's adjusted book value per share data for the three months ended in Jun. 2026 was 円1,215.963. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円1,235.59 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
J Trust Co (TSE:8508) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
J Trust Co Cyclically Adjusted PB Ratio Related Terms
J Trust Co Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for J Trust Co's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8508 vs FRHC, VOYA: Cyclically Adjusted PB Ratio Comparison
For the Financial Conglomerates subindustry, J Trust Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Cyclically Adjusted PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where J Trust Co's Cyclically Adjusted PB Ratio falls into.
J Trust Co Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
J Trust Co's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.72 mean?
J Trust Co (TSE:8508) has a Cyclically Adjusted PB Ratio of 0.72 as of Aug. 21, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on J Trust Co and its competitors. This is 100% above median its historical median of 0.36. Over the past decade, J Trust Co's Cyclically Adjusted PB Ratio has ranged from 0.17 to 1.13. According to the industry distribution chart, J Trust Co ranks #31 out of 81 companies in the Diversified Financial Services industry, placing it in the top 38.3%.
Is J Trust Co's Cyclically Adjusted PB Ratio too high?
J Trust Co's current Cyclically Adjusted PB Ratio of 0.72 is 100% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.13. The Diversified Financial Services industry median Cyclically Adjusted PB Ratio is 1.25. J Trust Co's value of 0.72 is 42.4% below this industry median. Based on the distribution chart, J Trust Co ranks #31 out of 81 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, J Trust Co has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Cyclically Adjusted PB Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #31 out of 81 companies for Cyclically Adjusted PB Ratio. This puts J Trust Co in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. J Trust Co's value of 0.72 is 42.4% below this benchmark. Historically, J Trust Co's own Cyclically Adjusted PB Ratio has ranged from 0.17 to 1.13 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.25, J Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Diversified Financial Services company?
The median Cyclically Adjusted PB Ratio among Diversified Financial Services companies is 1.25, based on 81 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Cyclically Adjusted PB Ratio of 0.72 is 42.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Cyclically Adjusted PB Ratio is 0.72, which is 100% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円387.97, compared to a current price of 円889.00 — trading 129.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.72, which is 100% above median its 10-year median of 0.36 and 42.4% below the Diversified Financial Services industry median of 1.25. J Trust Co's overall GF Score™ is 62/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Cyclically Adjusted PB Ratio is 0.72 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円889.00 is trading 129.1% above its estimated GF Value™ of 円387.97.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Cyclically Adjusted PB Ratio: 0.72 (100% above median its 10-year median of 0.36)
GF Value™: 円387.97 vs. price of 円889.00 (129.1% above fair value)
Industry Position: 42.4% below the Diversified Financial Services median (#31 of 81)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
62GF Score
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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