J Trust Co (TSE:8508) E10: 円-10.13 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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TSE:8508 J Trust Co Ltd TSE:8508
61 GF Score
Price 円841.00
GF Value 円470.24
Valuation Significantly Overvalued
! 13 Warning Signs
View Full Analysis

What is J Trust Co E10?

J Trust Co TSE:8508 -1.87% 61 E10 is 円-10.13 as of Mar. 2026. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

J Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was 円25.290. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円-10.13 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was -46.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of J Trust Co was -46.60% per year. The lowest was -46.60% per year. And the median was -46.60% per year.

As of today (2026-07-18), J Trust Co's current stock price is 円841.00. J Trust Co's E10 for the quarter that ended in Mar. 2026 was 円-10.13. J Trust Co's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of J Trust Co was 335.59. The lowest was 3.15. And the median was 6.14.


J Trust Co  (TSE:8508) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of J Trust Co was 335.59. The lowest was 3.15. And the median was 6.14.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


J Trust Co E10 Related Terms


J Trust Co E10 Historical Data

* Premium members only.

The historical data trend for J Trust Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Trust Co E10 Chart

J Trust Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.09 -4.20 -18.03 -9.05 -13.23

J Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.80 -20.51 -20.09 -17.50 -10.13

TSE:8508 vs VOYA, FRHC: E10 Comparison

For the Financial Conglomerates subindustry, J Trust Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Trust Co Shiller PE Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where J Trust Co's Shiller PE Ratio falls into.


TSE:8508
61GF Score
J Trust Co Ltd TSE:8508
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Trust Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, J Trust Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.29/112.7000*112.7000
=25.290

Current CPI (Mar. 2026) = 112.7000.

J Trust Co Quarterly Data

per share eps CPI Adj_EPS
201606 -8.650 98.100 -9.937
201609 -11.170 98.000 -12.846
201612 81.230 98.400 93.035
201703 -69.480 98.100 -79.821
201706 17.270 98.500 19.760
201709 4.750 98.800 5.418
201712 -22.240 99.400 -25.216
201803 -6.910 99.200 -7.850
201806 14.480 99.200 16.451
201809 -35.670 99.900 -40.240
201812 -296.820 99.700 -335.523
201903 -31.630 99.700 -35.754
201906 -1.630 99.800 -1.841
201909 -0.790 100.100 -0.889
201912 -28.370 100.500 -31.814
202003 14.560 100.300 16.360
202006 -10.380 99.900 -11.710
202009 18.620 99.900 21.006
202012 -73.260 99.300 -83.146
202103 26.730 99.900 30.155
202106 10.060 99.500 11.395
202109 -14.060 100.100 -15.830
202112 -12.110 100.100 -13.634
202203 34.790 101.100 38.782
202206 80.360 101.800 88.964
202209 10.240 103.100 11.193
202212 -15.270 104.100 -16.531
202303 76.200 104.400 82.258
202306 50.350 105.200 53.940
202309 16.820 106.200 17.849
202312 -15.590 106.800 -16.451
202403 0.280 107.200 0.294
202406 19.950 108.200 20.780
202409 9.580 108.900 9.914
202412 14.880 110.700 15.149
202503 3.100 111.100 3.145
202506 7.360 111.700 7.426
202509 9.200 112.000 9.258
202512 40.030 113.000 39.924
202603 25.290 112.700 25.290

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円-10.13 mean?
J Trust Co (TSE:8508) has a E10 of 円-10.13 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on J Trust Co and its competitors.
Is J Trust Co's E10 too high?
J Trust Co's current E10 is 円-10.13. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's E10 compare to VOYA and FRHC?
J Trust Co's E10 of 円-10.13 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Diversified Financial Services company?
A good E10 depends on the Diversified Financial Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on J Trust Co and its competitors. J Trust Co's current E10 is 円-10.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current E10 is 円-10.13. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current E10 is 円-10.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Trust Co (TSE:8508) Overvalued in 2026?

Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued. The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24. GuruFocus considers J Trust Co to be Significantly Overvalued.

Key valuation signals for TSE:8508:

  • E10: 円-10.13
  • GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
  • GF Score™: 61/100 with 13 warning signs

No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Trust Co Business Description

Address Toranomon First Garden 1-7-12 Toranomon, Minato-Ku, Tokyo, JPN, 105-0001
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score

Get the complete analysis for TSE:8508

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円841.00
Price
円470.24
GF Value