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J Trust CoTSE:8508 -1.87%61 Operating Margin % is 11.11% as of Mar. 2026, which is 277% above its 10-year median of 2.95. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 83 Diversified Financial Services companies, J Trust Co ranks better than 56.63% on this metric.
Operating Margin % is calculated as Operating Income divided by its Revenue. J Trust Co's Operating Income for the
three
months ended in Mar. 2026 was 円3,448 Mil. J Trust Co's Revenue for the
three
months ended in Mar. 2026 was 円31,041 Mil. Therefore, J Trust Co's Operating Margin % for the quarter that ended in Mar. 2026 was 11.11%.
The historical rank and industry rank for J Trust Co's Operating Margin % or its related term are showing as below:
TSE:8508'
s Operating Margin % Range Over the Past 10 Years
Min: -43.5 Med: 2.95 Max: 17.78
Current: 9.8
TSE:8508's Operating Margin % is ranked better than 56.63% of 83
companies
in the Diversified Financial Services industry
Industry Median: 8.27
vs TSE:8508: 9.80
J Trust Co's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.
J Trust Co's Operating Income for the
three
months ended in Mar. 2026 was 円3,448 Mil.
Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was 円12,216 Mil.
Warning Sign:
J Trust Co Ltd has recorded a loss in operating income at least once over the past 3 years.
J Trust Co (TSE:8508) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
J Trust Co Operating Margin % Related Terms
J Trust Co Operating Margin % Historical Data
* Premium members only.
The historical data trend for J Trust Co's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8508 vs VOYA, FRHC: Operating Margin % Comparison
For the Financial Conglomerates subindustry, J Trust Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Operating Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Operating Margin % distribution charts can be found below:
* The bar in red indicates where J Trust Co's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
J Trust Co's Operating Margin % for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Operating Margin % of 11.11% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on J Trust Co and its competitors. This is 277% above median its historical median of 2.95. According to the industry distribution chart, J Trust Co ranks #36 out of 83 companies in the Diversified Financial Services industry, placing it in the top 43.4%.
Is J Trust Co's Operating Margin % too high?
J Trust Co's current Operating Margin % of 11.11% is 277% above median its 10-year median of 2.95. The Diversified Financial Services industry median Operating Margin % is 8.27. J Trust Co's value of 11.11% is 34.3% above this industry median. Based on the distribution chart, J Trust Co ranks #36 out of 83 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Operating Margin % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #36 out of 83 companies for Operating Margin %. This puts J Trust Co in the upper half of its industry. The industry median Operating Margin % is 8.27. J Trust Co's value of 11.11% is 34.3% above this benchmark. While the company's 10-year median is 2.95 vs. the industry median of 8.27, J Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Diversified Financial Services company?
The median Operating Margin % among Diversified Financial Services companies is 8.27, based on 83 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Operating Margin % of 11.11% is 34.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Operating Margin % is 8.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Operating Margin % is 11.11%, which is 277% above median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Operating Margin % is 11.11%, which is 277% above median its 10-year median of 2.95 and 34.3% above the Diversified Financial Services industry median of 8.27. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Operating Margin % is 11.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Operating Margin %: 11.11% (277% above median its 10-year median of 2.95)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 34.3% above the Diversified Financial Services median (#36 of 83)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
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Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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