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J Trust CoTSE:8508 -1.87%61 Net Margin % is 10.80% as of Mar. 2026, which is 1186% above its 10-year median of 0.84. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 110 Diversified Financial Services companies, J Trust Co ranks better than 55.45% on this metric.
Net margin is calculated as Net Income divided by its Revenue. J Trust Co's Net Income for the
three
months ended in Mar. 2026 was 円3,352 Mil. J Trust Co's Revenue for the
three
months ended in Mar. 2026 was 円31,041 Mil. Therefore, J Trust Co's net margin for the quarter that ended in Mar. 2026 was 10.80%.
The historical rank and industry rank for J Trust Co's Net Margin % or its related term are showing as below:
TSE:8508'
s Net Margin % Range Over the Past 10 Years
Min: -48.18 Med: 0.84 Max: 16.03
Current: 8.73
TSE:8508's Net Margin % is ranked better than 55.45% of 110
companies
in the Diversified Financial Services industry
Industry Median: 7.785
vs TSE:8508: 8.73
J Trust Co (TSE:8508) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
J Trust Co Net Margin % Related Terms
J Trust Co Net Margin % Historical Data
* Premium members only.
The historical data trend for J Trust Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, J Trust Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Net Margin % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where J Trust Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Net Margin % of 10.80% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on J Trust Co and its competitors. This is 1186% above median its historical median of 0.84. According to the industry distribution chart, J Trust Co ranks #49 out of 110 companies in the Diversified Financial Services industry, placing it in the top 44.5%.
Is J Trust Co's Net Margin % too high?
J Trust Co's current Net Margin % of 10.80% is 1186% above median its 10-year median of 0.84. The Diversified Financial Services industry median Net Margin % is 7.79. J Trust Co's value of 10.80% is 38.7% above this industry median. Based on the distribution chart, J Trust Co ranks #49 out of 110 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Net Margin % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #49 out of 110 companies for Net Margin %. This puts J Trust Co in the upper half of its industry. The industry median Net Margin % is 7.79. J Trust Co's value of 10.80% is 38.7% above this benchmark. While the company's 10-year median is 0.84 vs. the industry median of 7.79, J Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Diversified Financial Services company?
The median Net Margin % among Diversified Financial Services companies is 7.79, based on 110 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Net Margin % of 10.80% is 38.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Net Margin % is 7.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Net Margin % is 10.80%, which is 1186% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Net Margin % is 10.80%, which is 1186% above median its 10-year median of 0.84 and 38.7% above the Diversified Financial Services industry median of 7.79. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Net Margin % is 10.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Net Margin %: 10.80% (1186% above median its 10-year median of 0.84)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 38.7% above the Diversified Financial Services median (#49 of 110)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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