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J Trust CoTSE:8508 -1.87%61 Quick Ratio is 64.57 as of Mar. 2026, which is 31% above its 10-year median of 49.46. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 492 Diversified Financial Services companies, J Trust Co ranks better than 88.41% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. J Trust Co's quick ratio for the quarter that ended in Mar. 2026 was 64.57.
J Trust Co has a quick ratio of 64.57. It generally indicates good short-term financial strength.
The historical rank and industry rank for J Trust Co's Quick Ratio or its related term are showing as below:
TSE:8508'
s Quick Ratio Range Over the Past 10 Years
Min: 1.35 Med: 49.46 Max: 66.93
Current: 64.57
During the past 13 years, J Trust Co's highest Quick Ratio was 66.93. The lowest was 1.35. And the median was 49.46.
TSE:8508's Quick Ratio is ranked better than 88.41% of 492
companies
in the Diversified Financial Services industry
Industry Median: 3.135
vs TSE:8508: 64.57
J Trust Co (TSE:8508) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
J Trust Co Quick Ratio Related Terms
J Trust Co Quick Ratio Historical Data
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The historical data trend for J Trust Co's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, J Trust Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Quick Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where J Trust Co's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
J Trust Co's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Quick Ratio of 64.57 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on J Trust Co and its competitors. This is 31% above median its historical median of 49.46. Over the past decade, J Trust Co's Quick Ratio has ranged from 1.35 to 66.93. According to the industry distribution chart, J Trust Co ranks #57 out of 492 companies in the Diversified Financial Services industry, placing it in the top 11.6%.
Is J Trust Co's Quick Ratio too high?
J Trust Co's current Quick Ratio of 64.57 is 31% above median its 10-year median of 49.46. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 66.93. The Diversified Financial Services industry median Quick Ratio is 3.14. J Trust Co's value of 64.57 is 1959.6% above this industry median. Based on the distribution chart, J Trust Co ranks #57 out of 492 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Quick Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #57 out of 492 companies for Quick Ratio. This places J Trust Co in the top 12% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 3.14. J Trust Co's value of 64.57 is 1959.6% above this benchmark. Historically, J Trust Co's own Quick Ratio has ranged from 1.35 to 66.93 over the past decade. While the company's 10-year median is 49.46 vs. the industry median of 3.14, J Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Diversified Financial Services company?
The median Quick Ratio among Diversified Financial Services companies is 3.14, based on 492 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Quick Ratio of 64.57 is 1959.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Quick Ratio is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Quick Ratio is 64.57, which is 31% above median its own 10-year median of 49.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Quick Ratio is 64.57, which is 31% above median its 10-year median of 49.46 and 1959.6% above the Diversified Financial Services industry median of 3.14. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Quick Ratio is 64.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Quick Ratio: 64.57 (31% above median its 10-year median of 49.46)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 1959.6% above the Diversified Financial Services median (#57 of 492)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
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