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J Trust CoTSE:8508 -1.87%61 Days Payable is 70.79 as of Mar. 2026, which is 3% below its 10-year median of 73.30. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 78 Diversified Financial Services companies, J Trust Co ranks worse than 53.85% on this metric.
J Trust Co's average Accounts Payable for the
three
months ended in Mar. 2026 was 円14,625 Mil. J Trust Co's Cost of Goods Sold for the
three
months ended in Mar. 2026 was 円18,852 Mil.
Hence, J Trust Co's Days Payable for the
three
months ended in Mar. 2026 was 70.79.
The historical rank and industry rank for J Trust Co's Days Payable or its related term are showing as below:
TSE:8508'
s Days Payable Range Over the Past 10 Years
Min: 56.96 Med: 73.3 Max: 259
Current: 68.75
During the past 13 years, J Trust Co's highest Days Payable was 259.00. The lowest was 56.96. And the median was 73.30.
TSE:8508's Days Payable is ranked worse than 53.85% of 78
companies
in the Diversified Financial Services industry
Industry Median: 80.825
vs TSE:8508: 68.75
J Trust Co's Days Payable
increased
from Mar. 2025 (62.89) to Mar. 2026 (70.79).
It may suggest that J Trust Codelayed paying its suppliers.
J Trust Co Days Payable Related Terms
J Trust Co Days Payable Historical Data
* Premium members only.
The historical data trend for J Trust Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, J Trust Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Days Payable vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Days Payable distribution charts can be found below:
* The bar in red indicates where J Trust Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
J Trust Co's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Days Payable of 70.79 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on J Trust Co and its competitors. This is near median its historical median of 73.30. Over the past decade, J Trust Co's Days Payable has ranged from 56.96 to 259.00. According to the industry distribution chart, J Trust Co ranks #42 out of 78 companies in the Diversified Financial Services industry, placing it in the top 53.8%.
Is J Trust Co's Days Payable too high?
J Trust Co's current Days Payable of 70.79 is near median its 10-year median of 73.30. Over the past 10 years, this metric has ranged from a low of 56.96 to a high of 259.00. The Diversified Financial Services industry median Days Payable is 80.83. J Trust Co's value of 70.79 is 12.4% below this industry median. Based on the distribution chart, J Trust Co ranks #42 out of 78 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Days Payable compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #42 out of 78 companies for Days Payable. This places J Trust Co in the lower half of its industry. The industry median Days Payable is 80.83. J Trust Co's value of 70.79 is 12.4% below this benchmark. Historically, J Trust Co's own Days Payable has ranged from 56.96 to 259.00 over the past decade. While the company's 10-year median is 73.30 vs. the industry median of 80.83, J Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Diversified Financial Services company?
The median Days Payable among Diversified Financial Services companies is 80.83, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Days Payable of 70.79 is 12.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Days Payable is 80.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Days Payable is 70.79, which is near median its own 10-year median of 73.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Days Payable is 70.79, which is near median its 10-year median of 73.30 and 12.4% below the Diversified Financial Services industry median of 80.83. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Days Payable is 70.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Days Payable: 70.79 (near median its 10-year median of 73.30)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 12.4% below the Diversified Financial Services median (#42 of 78)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
Get the complete analysis for TSE:8508
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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