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J Trust CoTSE:8508 -0.95%61 Return-on-Tangible-Equity is 11.32% as of Mar. 2026, which is 1756% above its 10-year median of 0.61. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.62 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 481 Diversified Financial Services companies, J Trust Co ranks better than 88.15% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. J Trust Co's annualized net income for the quarter that ended in Mar. 2026 was 円13,408 Mil. J Trust Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円118,443 Mil. Therefore, J Trust Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.32%.
The historical rank and industry rank for J Trust Co's Return-on-Tangible-Equity or its related term are showing as below:
TSE:8508'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -40.44 Med: 0.61 Max: 18.7
Current: 9.62
During the past 13 years, J Trust Co's highest Return-on-Tangible-Equity was 18.70%. The lowest was -40.44%. And the median was 0.61%.
TSE:8508's Return-on-Tangible-Equity is ranked better than 88.15% of 481
companies
in the Diversified Financial Services industry
Industry Median: 1.65
vs TSE:8508: 9.62
J Trust Co (TSE:8508) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
J Trust Co Return-on-Tangible-Equity Related Terms
J Trust Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for J Trust Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8508 vs VOYA, FRHC: Return-on-Tangible-Equity Comparison
For the Financial Conglomerates subindustry, J Trust Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where J Trust Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.32% mean?
J Trust Co (TSE:8508) has a Return-on-Tangible-Equity of 11.32% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on J Trust Co and its competitors. This is 1756% above median its historical median of 0.61. According to the industry distribution chart, J Trust Co ranks #57 out of 481 companies in the Diversified Financial Services industry, placing it in the top 11.9%.
Is J Trust Co's Return-on-Tangible-Equity too high?
J Trust Co's current Return-on-Tangible-Equity of 11.32% is 1756% above median its 10-year median of 0.61. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.65. J Trust Co's value of 11.32% is 586.1% above this industry median. Based on the distribution chart, J Trust Co ranks #57 out of 481 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Return-on-Tangible-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #57 out of 481 companies for Return-on-Tangible-Equity. This places J Trust Co in the top 12% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.65. J Trust Co's value of 11.32% is 586.1% above this benchmark. While the company's 10-year median is 0.61 vs. the industry median of 1.65, J Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.65, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Return-on-Tangible-Equity of 11.32% is 586.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Return-on-Tangible-Equity is 11.32%, which is 1756% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.62, compared to a current price of 円836.00 — trading 77.6% above its estimated fair value. The current Return-on-Tangible-Equity is 11.32%, which is 1756% above median its 10-year median of 0.61 and 586.1% above the Diversified Financial Services industry median of 1.65. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Return-on-Tangible-Equity is 11.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円836.00 is trading 77.6% above its estimated GF Value™ of 円470.62.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Return-on-Tangible-Equity: 11.32% (1756% above median its 10-year median of 0.61)
GF Value™: 円470.62 vs. price of 円836.00 (77.6% above fair value)
Industry Position: 586.1% above the Diversified Financial Services median (#57 of 481)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
Get the complete analysis for TSE:8508
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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