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J Trust CoTSE:8508 -1.87%61 Interest Coverage is 36.29 as of Mar. 2026, which is 305% above its 10-year median of 8.97. GuruFocus rates TSE:8508 with a GF Score™ of 61/100 and a GF Value™ of 円470.24 (Significantly Overvalued). The stock has 13 warning signs investors should review. Among 386 Diversified Financial Services companies, J Trust Co ranks worse than 259067.1% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. J Trust Co's
Operating Income
for the
three
months ended in Mar. 2026 was 円3,448 Mil. J Trust Co's Interest Expense for the
three
months ended in Mar. 2026 was 円-95 Mil.
J Trust Co's interest coverage for the quarter that ended in Mar. 2026 was 36.29.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for J Trust Co's Interest Coverage or its related term are showing as below:
TSE:8508's Interest Coverage is not ranked *
in the Diversified Financial Services industry.
Industry Median: No Debt * Ranked among companies with meaningful Interest Coverage only.
J Trust Co (TSE:8508) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
J Trust Co Interest Coverage Related Terms
J Trust Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for J Trust Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:8508 vs VOYA, FRHC: Interest Coverage Comparison
For the Financial Conglomerates subindustry, J Trust Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
J Trust Co Interest Coverage vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, J Trust Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where J Trust Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
J Trust Co (TSE:8508) has a Interest Coverage of 36.29 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J Trust Co and its competitors. This is 305% above median its historical median of 8.97. Over the past decade, J Trust Co's Interest Coverage has ranged from 0.46 to 24.00. According to the industry distribution chart, J Trust Co ranks #999999 out of 386 companies in the Diversified Financial Services industry.
Is J Trust Co's Interest Coverage too high?
J Trust Co's current Interest Coverage of 36.29 is 305% above median its 10-year median of 8.97. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 24.00. The Diversified Financial Services industry median Interest Coverage is 10,000.00. J Trust Co's value of 36.29 is 99.6% below this industry median. Based on the distribution chart, J Trust Co ranks #999999 out of 386 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, J Trust Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Trust Co's Interest Coverage compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, J Trust Co ranks #999999 out of 386 companies for Interest Coverage. This places J Trust Co in the lower half of its industry. The industry median Interest Coverage is 10,000.00. J Trust Co's value of 36.29 is 99.6% below this benchmark. Historically, J Trust Co's own Interest Coverage has ranged from 0.46 to 24.00 over the past decade. While the company's 10-year median is 8.97 vs. the industry median of 10,000.00, J Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J Trust Co's current Interest Coverage of 36.29 is 99.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J Trust Co and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J Trust Co's current Interest Coverage is 36.29, which is 305% above median its own 10-year median of 8.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Trust Co stock overvalued right now?
Based on GuruFocus' analysis, J Trust Co (TSE:8508) is currently considered Significantly Overvalued. The stock's GF Value™ is 円470.24, compared to a current price of 円841.00 — trading 78.8% above its estimated fair value. The current Interest Coverage is 36.29, which is 305% above median its 10-year median of 8.97 and 99.6% below the Diversified Financial Services industry median of 10,000.00. J Trust Co's overall GF Score™ is 61/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For J Trust Co (TSE:8508), the current Interest Coverage is 36.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is J Trust Co (TSE:8508) Overvalued in 2026?
Based on GuruFocus' analysis, J Trust Co stock appears to be overvalued.
The current stock price of 円841.00 is trading 78.8% above its estimated GF Value™ of 円470.24.
GuruFocus considers J Trust Co to be Significantly Overvalued.
Key valuation signals for TSE:8508:
Interest Coverage: 36.29 (305% above median its 10-year median of 8.97)
GF Value™: 円470.24 vs. price of 円841.00 (78.8% above fair value)
Industry Position: 99.6% below the Diversified Financial Services median (#999999 of 386)
No single metric tells the full story. See the TSE:8508 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
J Trust Co Ltd is a Japan-based company that operates financial and nonfinancial businesses via several subsidiaries. The company's financial business includes a domestic financial business, which consists of credit guarantee, credit and consumer credit, collection of accounts receivable, and other financial services; a financial business in South Korea, which contains a savings bank business, capital business, and a collection of accounts receivable; and a financial business in Southeast Asia, which contains a banking business and a collection of accounts receivable. It's nonfinancial business includes a general entertainment business, a real estate business, an investment business, and other business. It generates around two thirds of its total revenue from its financial businesses.
61GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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