Qatar Islamic Bank QPSC (DSMD:QIBK) Cyclically Adjusted Book per Share: ر.ق11.88 (As of Mar. 2026)


DSMD:QIBK Qatar Islamic Bank QPSC DSMD:QIBK
70 GF Score
Price ر.ق20.99
GF Value ر.ق21.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Qatar Islamic Bank QPSC Cyclically Adjusted Book per Share?

Qatar Islamic Bank QPSC DSMD:QIBK -1.22% 70 Cyclically Adjusted Book per Share is ر.ق11.88 as of Mar. 2026. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Qatar Islamic Bank QPSC's adjusted book value per share for the three months ended in Mar. 2026 was ر.ق14.128. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق11.88 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Qatar Islamic Bank QPSC's average Cyclically Adjusted Book Growth Rate was 8.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Qatar Islamic Bank QPSC was 10.20% per year. The lowest was 8.80% per year. And the median was 9.35% per year.

As of today (2026-07-12), Qatar Islamic Bank QPSC's current stock price is ر.ق20.99. Qatar Islamic Bank QPSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ر.ق11.88. Qatar Islamic Bank QPSC's Cyclically Adjusted PB Ratio of today is 1.77.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar Islamic Bank QPSC was 3.14. The lowest was 1.70. And the median was 2.16.


Qatar Islamic Bank QPSC  (DSMD:QIBK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar Islamic Bank QPSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.99/11.88
=1.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar Islamic Bank QPSC was 3.14. The lowest was 1.70. And the median was 2.16.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Qatar Islamic Bank QPSC Cyclically Adjusted Book per Share Related Terms


Qatar Islamic Bank QPSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Bank QPSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Bank QPSC Cyclically Adjusted Book per Share Chart

Qatar Islamic Bank QPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.99 8.94 9.80 10.68 11.52

Qatar Islamic Bank QPSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.98 11.21 11.41 11.52 11.88

DSMD:QIBK vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Bank QPSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Bank QPSC's Cyclically Adjusted PB Ratio falls into.


DSMD:QIBK
70GF Score
Qatar Islamic Bank QPSC DSMD:QIBK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Bank QPSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qatar Islamic Bank QPSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.128/330.2130*330.2130
=14.128

Current CPI (Mar. 2026) = 330.2130.

Qatar Islamic Bank QPSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 6.513 241.018 8.923
201609 7.565 241.428 10.347
201612 7.728 241.432 10.570
201703 7.478 243.801 10.128
201706 7.753 244.955 10.451
201709 8.013 246.819 10.720
201712 8.173 246.524 10.948
201803 7.503 249.554 9.928
201806 7.810 251.989 10.234
201809 8.095 252.439 10.589
201812 8.229 251.233 10.816
201903 8.004 254.202 10.397
201906 8.304 256.143 10.705
201909 8.629 256.759 11.098
201912 9.089 256.974 11.679
202003 8.578 258.115 10.974
202006 8.805 257.797 11.278
202009 9.171 260.280 11.635
202012 9.439 260.474 11.966
202103 9.369 264.877 11.680
202106 9.734 271.696 11.830
202109 10.127 274.310 12.191
202112 10.468 278.802 12.398
202203 10.292 287.504 11.821
202206 10.684 296.311 11.906
202209 11.148 296.808 12.403
202212 11.535 296.797 12.834
202303 11.282 301.836 12.343
202306 11.658 305.109 12.617
202309 12.102 307.789 12.984
202312 12.438 306.746 13.390
202403 12.116 312.332 12.810
202406 12.577 314.175 13.219
202409 12.839 315.301 13.446
202412 13.186 315.605 13.796
202503 13.057 319.799 13.482
202506 13.580 322.561 13.902
202509 13.727 324.800 13.956
202512 14.230 324.054 14.500
202603 14.128 330.213 14.128

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ر.ق11.88 mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a Cyclically Adjusted Book per Share of ر.ق11.88 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Islamic Bank QPSC and its competitors.
Is Qatar Islamic Bank QPSC's Cyclically Adjusted Book per Share too high?
Qatar Islamic Bank QPSC's current Cyclically Adjusted Book per Share is ر.ق11.88. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's Cyclically Adjusted Book per Share compare to PNC and USB?
Qatar Islamic Bank QPSC's Cyclically Adjusted Book per Share of ر.ق11.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Islamic Bank QPSC and its competitors. Qatar Islamic Bank QPSC's current Cyclically Adjusted Book per Share is ر.ق11.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is ر.ق11.88. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current Cyclically Adjusted Book per Share is ر.ق11.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued. The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01. GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.

Key valuation signals for DSMD:QIBK:

  • Cyclically Adjusted Book per Share: ر.ق11.88
  • GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Bank QPSC Business Description

Address Grand Hamad Street, P.O. Box 559, Doha, QAT
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score

Get the complete analysis for DSMD:QIBK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق20.99
Price
ر.ق21.01
GF Value