ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Qatar Islamic Bank QPSC's annualizedNet Income for the quarter that ended in Mar. 2026 was ر.ق3,943 Mil.
Qatar Islamic Bank QPSC's average Total Assets over the quarter that ended in Mar. 2026 was ر.ق222,530 Mil. Therefore, Qatar Islamic Bank QPSC's annualized ROA % for the quarter that ended in Mar. 2026 was 1.77%.
The historical rank and industry rank for Qatar Islamic Bank QPSC's ROA % or its related term are showing as below:
DSMD:QIBK'
s ROA % Range Over the Past 10 Years
Min: 1.61 Med: 1.93 Max: 2.36
Current: 2.23
During the past 13 years, Qatar Islamic Bank QPSC's highest ROA % was 2.36%. The lowest was 1.61%. And the median was 1.93%.
DSMD:QIBK's ROA % is ranked better than 90.4% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs DSMD:QIBK: 2.23
Qatar Islamic Bank QPSC (DSMD:QIBK) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Bank QPSC ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's ROA % distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Bank QPSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Qatar Islamic Bank QPSC (DSMD:QIBK) has a ROA % of 1.77% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar Islamic Bank QPSC and its competitors. This is near median its historical median of 1.93. Over the past decade, Qatar Islamic Bank QPSC's ROA % has ranged from 1.61 to 2.36. According to the industry distribution chart, Qatar Islamic Bank QPSC ranks #147 out of 1532 companies in the Banks industry, placing it in the top 9.6%.
Is Qatar Islamic Bank QPSC's ROA % too high?
Qatar Islamic Bank QPSC's current ROA % of 1.77% is near median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 2.36. The Banks industry median ROA % is 0.98. Qatar Islamic Bank QPSC's value of 1.77% is 80.6% above this industry median. Based on the distribution chart, Qatar Islamic Bank QPSC ranks #147 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Qatar Islamic Bank QPSC ranks #147 out of 1532 companies for ROA %. This places Qatar Islamic Bank QPSC in the top 10% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Qatar Islamic Bank QPSC's value of 1.77% is 80.6% above this benchmark. Historically, Qatar Islamic Bank QPSC's own ROA % has ranged from 1.61 to 2.36 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 0.98, Qatar Islamic Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Bank QPSC's current ROA % of 1.77% is 80.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar Islamic Bank QPSC and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Bank QPSC's current ROA % is 1.77%, which is near median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current ROA % is 1.77%, which is near median its 10-year median of 1.93 and 80.6% above the Banks industry median of 0.98. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current ROA % is 1.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01.
GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.
Key valuation signals for DSMD:QIBK:
ROA %: 1.77% (near median its 10-year median of 1.93)
GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
Industry Position: 80.6% above the Banks median (#147 of 1532)
No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score
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