Qatar Islamic Bank QPSC (DSMD:QIBK) Margin of Safety % (DCF Earnings Based): 35.30% (As of Jul. 12, 2026)


DSMD:QIBK Qatar Islamic Bank QPSC DSMD:QIBK
70 GF Score
Price ر.ق20.99
GF Value ر.ق21.01
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Qatar Islamic Bank QPSC Margin of Safety % (DCF Earnings Based)?

Qatar Islamic Bank QPSC DSMD:QIBK -1.22% 70 Margin of Safety % (DCF Earnings Based) is 35.30% as of Jul. 12, 2026. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-12), Qatar Islamic Bank QPSC's Predictability Rank is 4-Stars. Qatar Islamic Bank QPSC's intrinsic value calculated from the Discounted Earnings model is ر.ق32.44 and current share price is ر.ق20.99. Consequently,

Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 35.30%.

DSMD:QIBK vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qatar Islamic Bank QPSC Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) falls into.


DSMD:QIBK
70GF Score
Qatar Islamic Bank QPSC DSMD:QIBK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Bank QPSC Margin of Safety % (DCF Earnings Based) Calculation

Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(32.44-20.99)/32.44
=35.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 35.30% mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a Margin of Safety % (DCF Earnings Based) of 35.30% as of Jul. 12, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Qatar Islamic Bank QPSC.
Is Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) too high?
Qatar Islamic Bank QPSC's current Margin of Safety % (DCF Earnings Based) is 35.30%. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Qatar Islamic Bank QPSC's Margin of Safety % (DCF Earnings Based) of 35.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Qatar Islamic Bank QPSC. Qatar Islamic Bank QPSC's current Margin of Safety % (DCF Earnings Based) is 35.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 35.30%. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current Margin of Safety % (DCF Earnings Based) is 35.30% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued. The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01. GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.

Key valuation signals for DSMD:QIBK:

  • Margin of Safety % (DCF Earnings Based): 35.30%
  • GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qatar Islamic Bank QPSC Business Description

Address Grand Hamad Street, P.O. Box 559, Doha, QAT
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score

Get the complete analysis for DSMD:QIBK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق20.99
Price
ر.ق21.01
GF Value