Qatar Islamic Bank QPSCDSMD:QIBK -1.22%70 Return-on-Tangible-Equity is 11.77% as of Mar. 2026, which is 22% below its 10-year median of 15.08. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Qatar Islamic Bank QPSC ranks better than 73.79% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Qatar Islamic Bank QPSC's annualized net income for the quarter that ended in Mar. 2026 was ر.ق3,943 Mil. Qatar Islamic Bank QPSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ر.ق33,504 Mil. Therefore, Qatar Islamic Bank QPSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.77%.
The historical rank and industry rank for Qatar Islamic Bank QPSC's Return-on-Tangible-Equity or its related term are showing as below:
DSMD:QIBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.11 Med: 15.08 Max: 15.54
Current: 14.89
During the past 13 years, Qatar Islamic Bank QPSC's highest Return-on-Tangible-Equity was 15.54%. The lowest was 13.11%. And the median was 15.08%.
DSMD:QIBK's Return-on-Tangible-Equity is ranked better than 73.79% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs DSMD:QIBK: 14.89
Qatar Islamic Bank QPSC (DSMD:QIBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Qatar Islamic Bank QPSC Return-on-Tangible-Equity Related Terms
Qatar Islamic Bank QPSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Qatar Islamic Bank QPSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qatar Islamic Bank QPSC Return-on-Tangible-Equity Chart
DSMD:QIBK vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Bank QPSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Bank QPSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.77% mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a Return-on-Tangible-Equity of 11.77% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar Islamic Bank QPSC and its competitors. This is 22% below median its historical median of 15.08. Over the past decade, Qatar Islamic Bank QPSC's Return-on-Tangible-Equity has ranged from 13.11 to 15.54. According to the industry distribution chart, Qatar Islamic Bank QPSC ranks #400 out of 1526 companies in the Banks industry, placing it in the top 26.2%.
Is Qatar Islamic Bank QPSC's Return-on-Tangible-Equity too high?
Qatar Islamic Bank QPSC's current Return-on-Tangible-Equity of 11.77% is 22% below median its 10-year median of 15.08. Over the past 10 years, this metric has ranged from a low of 13.11 to a high of 15.54. The Banks industry median Return-on-Tangible-Equity is 11.20. Qatar Islamic Bank QPSC's value of 11.77% is 5.1% above this industry median. Based on the distribution chart, Qatar Islamic Bank QPSC ranks #400 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Qatar Islamic Bank QPSC ranks #400 out of 1526 companies for Return-on-Tangible-Equity. This puts Qatar Islamic Bank QPSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Qatar Islamic Bank QPSC's value of 11.77% is 5.1% above this benchmark. Historically, Qatar Islamic Bank QPSC's own Return-on-Tangible-Equity has ranged from 13.11 to 15.54 over the past decade. While the company's 10-year median is 15.08 vs. the industry median of 11.20, Qatar Islamic Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Bank QPSC's current Return-on-Tangible-Equity of 11.77% is 5.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar Islamic Bank QPSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Bank QPSC's current Return-on-Tangible-Equity is 11.77%, which is 22% below median its own 10-year median of 15.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current Return-on-Tangible-Equity is 11.77%, which is 22% below median its 10-year median of 15.08 and 5.1% above the Banks industry median of 11.20. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current Return-on-Tangible-Equity is 11.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01.
GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.
Key valuation signals for DSMD:QIBK:
Return-on-Tangible-Equity: 11.77% (22% below median its 10-year median of 15.08)
GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
Industry Position: 5.1% above the Banks median (#400 of 1526)
No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score
Get the complete analysis for DSMD:QIBK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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