The historical rank and industry rank for Qatar Islamic Bank QPSC's ROE % or its related term are showing as below:
DSMD:QIBK'
s ROE % Range Over the Past 10 Years
Min: 12.82 Med: 14.94 Max: 15.41
Current: 14.89
During the past 13 years, Qatar Islamic Bank QPSC's highest ROE % was 15.41%. The lowest was 12.82%. And the median was 14.94%.
DSMD:QIBK's ROE % is ranked better than 79.97% of 1528
companies
in the Banks industry
Industry Median: 10.225
vs DSMD:QIBK: 14.89
Qatar Islamic Bank QPSC (DSMD:QIBK) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar Islamic Bank QPSC ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's ROE % distribution charts can be found below:
* The bar in red indicates where Qatar Islamic Bank QPSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Qatar Islamic Bank QPSC (DSMD:QIBK) has a ROE % of 11.77% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar Islamic Bank QPSC and its competitors. This is 21% below median its historical median of 14.94. Over the past decade, Qatar Islamic Bank QPSC's ROE % has ranged from 12.82 to 15.41. According to the industry distribution chart, Qatar Islamic Bank QPSC ranks #306 out of 1528 companies in the Banks industry, placing it in the top 20%.
Is Qatar Islamic Bank QPSC's ROE % too high?
Qatar Islamic Bank QPSC's current ROE % of 11.77% is 21% below median its 10-year median of 14.94. Over the past 10 years, this metric has ranged from a low of 12.82 to a high of 15.41. The Banks industry median ROE % is 10.23. Qatar Islamic Bank QPSC's value of 11.77% is 15.1% above this industry median. Based on the distribution chart, Qatar Islamic Bank QPSC ranks #306 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Qatar Islamic Bank QPSC ranks #306 out of 1528 companies for ROE %. This places Qatar Islamic Bank QPSC in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 10.23. Qatar Islamic Bank QPSC's value of 11.77% is 15.1% above this benchmark. Historically, Qatar Islamic Bank QPSC's own ROE % has ranged from 12.82 to 15.41 over the past decade. While the company's 10-year median is 14.94 vs. the industry median of 10.23, Qatar Islamic Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Bank QPSC's current ROE % of 11.77% is 15.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Qatar Islamic Bank QPSC and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Bank QPSC's current ROE % is 11.77%, which is 21% below median its own 10-year median of 14.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current ROE % is 11.77%, which is 21% below median its 10-year median of 14.94 and 15.1% above the Banks industry median of 10.23. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current ROE % is 11.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued.
The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01.
GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.
Key valuation signals for DSMD:QIBK:
ROE %: 11.77% (21% below median its 10-year median of 14.94)
GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
Industry Position: 15.1% above the Banks median (#306 of 1528)
No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score
Get the complete analysis for DSMD:QIBK
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DSMD:QIBK has been successfully added to your 
