Qatar Islamic Bank QPSC (DSMD:QIBK) Scaled Net Operating Assets: 0.17 (As of Mar. 2026)


DSMD:QIBK Qatar Islamic Bank QPSC DSMD:QIBK
70 GF Score
Price ر.ق20.99
GF Value ر.ق21.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Qatar Islamic Bank QPSC Scaled Net Operating Assets?

Qatar Islamic Bank QPSC DSMD:QIBK -1.22% 70 Scaled Net Operating Assets is 0.17 as of Mar. 2026. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Qatar Islamic Bank QPSC's operating assets for the quarter that ended in Mar. 2026 was ر.ق214,697 Mil. Qatar Islamic Bank QPSC's operating liabilities for the quarter that ended in Mar. 2026 was ر.ق176,649 Mil. Qatar Islamic Bank QPSC's Total Assets for the quarter that ended in Dec. 2025 was ر.ق221,051 Mil. Therefore, Qatar Islamic Bank QPSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.17.

DSMD:QIBK
70GF Score
Qatar Islamic Bank QPSC DSMD:QIBK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Qatar Islamic Bank QPSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Qatar Islamic Bank QPSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(205862.787-164123.794)/200779.776
=0.21

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=221050.778 - 15187.991
=205862.787

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=187302.33 - 23178.536 - 0
=164123.794

Qatar Islamic Bank QPSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(214697.297-176649.487)/221050.778
=0.17

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=224009.93 - 9312.633
=214697.297

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=190501.748 - 13852.261 - 0
=176649.487

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.17 mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a Scaled Net Operating Assets of 0.17 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Qatar Islamic Bank QPSC and its competitors.
Is Qatar Islamic Bank QPSC's Scaled Net Operating Assets too high?
Qatar Islamic Bank QPSC's current Scaled Net Operating Assets is 0.17. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's Scaled Net Operating Assets compare to PNC and USB?
Qatar Islamic Bank QPSC's Scaled Net Operating Assets of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Qatar Islamic Bank QPSC and its competitors. Qatar Islamic Bank QPSC's current Scaled Net Operating Assets is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current Scaled Net Operating Assets is 0.17. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current Scaled Net Operating Assets is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued. The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01. GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.

Key valuation signals for DSMD:QIBK:

  • Scaled Net Operating Assets: 0.17
  • GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qatar Islamic Bank QPSC Business Description

Address Grand Hamad Street, P.O. Box 559, Doha, QAT
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score

Get the complete analysis for DSMD:QIBK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق20.99
Price
ر.ق21.01
GF Value