Qatar Islamic Bank QPSC (DSMD:QIBK) Dividend Payout Ratio: 1.13 (As of Mar. 2026) — 146% Above Median


DSMD:QIBK Qatar Islamic Bank QPSC DSMD:QIBK
70 GF Score
Price ر.ق20.99
GF Value ر.ق21.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Qatar Islamic Bank QPSC Dividend Payout Ratio?

Qatar Islamic Bank QPSC DSMD:QIBK -1.22% 70 Dividend Payout Ratio is 1.13 as of Mar. 2026, which is 146% above its 10-year median of 0.46. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,175 Banks companies, Qatar Islamic Bank QPSC ranks worse than 71.4% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Qatar Islamic Bank QPSC's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.13.

The historical rank and industry rank for Qatar Islamic Bank QPSC's Dividend Payout Ratio or its related term are showing as below:

DSMD:QIBK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.46   Max: 0.55
Current: 0.46

During the past 13 years, the highest Dividend Payout Ratio of Qatar Islamic Bank QPSC was 0.55. The lowest was 0.29. And the median was 0.46.

DSMD:QIBK's Dividend Payout Ratio is ranked worse than
71.4% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs DSMD:QIBK: 0.46

As of today (2026-07-12), the Dividend Yield % of Qatar Islamic Bank QPSC is 4.29%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Qatar Islamic Bank QPSC was 5.39%. The lowest was 1.68%. And the median was 3.38%.

Qatar Islamic Bank QPSC's Dividends per Share for the months ended in Mar. 2026 was ر.ق0.50.

During the past 12 months, Qatar Islamic Bank QPSC's average Dividends Per Share Growth Rate was 12.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 18.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Qatar Islamic Bank QPSC was 40.90% per year. The lowest was -14.50% per year. And the median was 4.80% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Qatar Islamic Bank QPSC (DSMD:QIBK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Qatar Islamic Bank QPSC Dividend Payout Ratio Related Terms

Qatar Islamic Bank QPSC Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Bank QPSC's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Bank QPSC Dividend Payout Ratio Chart

Qatar Islamic Bank QPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.37 0.37 0.53 0.49

Qatar Islamic Bank QPSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 0.00 0.74 0.00 1.13

DSMD:QIBK vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qatar Islamic Bank QPSC Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Bank QPSC's Dividend Payout Ratio falls into.


DSMD:QIBK
70GF Score
Qatar Islamic Bank QPSC DSMD:QIBK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Qatar Islamic Bank QPSC Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Qatar Islamic Bank QPSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.95/ 1.933
=0.49

Qatar Islamic Bank QPSC's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.5/ 0.443
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.13 mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a Dividend Payout Ratio of 1.13 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Qatar Islamic Bank QPSC and its competitors. This is 146% above median its historical median of 0.46. Over the past decade, Qatar Islamic Bank QPSC's Dividend Payout Ratio has ranged from 0.29 to 0.55. According to the industry distribution chart, Qatar Islamic Bank QPSC ranks #839 out of 1175 companies in the Banks industry, placing it in the top 71.4%.
Is Qatar Islamic Bank QPSC's Dividend Payout Ratio too high?
Qatar Islamic Bank QPSC's current Dividend Payout Ratio of 1.13 is 146% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.55. The Banks industry median Dividend Payout Ratio is 0.32. Qatar Islamic Bank QPSC's value of 1.13 is 253.1% above this industry median. Based on the distribution chart, Qatar Islamic Bank QPSC ranks #839 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Qatar Islamic Bank QPSC ranks #839 out of 1175 companies for Dividend Payout Ratio. This places Qatar Islamic Bank QPSC in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Qatar Islamic Bank QPSC's value of 1.13 is 253.1% above this benchmark. Historically, Qatar Islamic Bank QPSC's own Dividend Payout Ratio has ranged from 0.29 to 0.55 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.32, Qatar Islamic Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Bank QPSC's current Dividend Payout Ratio of 1.13 is 253.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Qatar Islamic Bank QPSC and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Bank QPSC's current Dividend Payout Ratio is 1.13, which is 146% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current Dividend Payout Ratio is 1.13, which is 146% above median its 10-year median of 0.46 and 253.1% above the Banks industry median of 0.32. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current Dividend Payout Ratio is 1.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued. The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01. GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.

Key valuation signals for DSMD:QIBK:

  • Dividend Payout Ratio: 1.13 (146% above median its 10-year median of 0.46)
  • GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 253.1% above the Banks median (#839 of 1175)

No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qatar Islamic Bank QPSC Business Description

Address Grand Hamad Street, P.O. Box 559, Doha, QAT
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score

Get the complete analysis for DSMD:QIBK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق20.99
Price
ر.ق21.01
GF Value