BRD-Groupe Societe Generale (FRA:76B) Cyclically Adjusted Book per Share: €2.72 (As of Mar. 2026)


FRA:76B BRD-Groupe Societe Generale SA FRA:76B
49 GF Score
Price €7.36
GF Value €4.13
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BRD-Groupe Societe Generale Cyclically Adjusted Book per Share?

BRD-Groupe Societe Generale FRA:76B +6.98% 49 Cyclically Adjusted Book per Share is €2.72 as of Mar. 2026. GuruFocus rates FRA:76B with a GF Score™ of 49/100 and a GF Value™ of €4.13 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

BRD-Groupe Societe Generale's adjusted book value per share for the three months ended in Mar. 2026 was €2.963. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €2.72 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BRD-Groupe Societe Generale's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of BRD-Groupe Societe Generale was 5.40% per year. The lowest was 4.00% per year. And the median was 4.70% per year.

As of today (2026-07-04), BRD-Groupe Societe Generale's current stock price is €7.36. BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €2.72. BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio of today is 2.71.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BRD-Groupe Societe Generale was 2.43. The lowest was 0.91. And the median was 1.45.


BRD-Groupe Societe Generale  (FRA:76B) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.36/2.72
=2.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BRD-Groupe Societe Generale was 2.43. The lowest was 0.91. And the median was 1.45.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


BRD-Groupe Societe Generale Cyclically Adjusted Book per Share Related Terms


BRD-Groupe Societe Generale Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale Cyclically Adjusted Book per Share Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.53

BRD-Groupe Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 2.63 2.53 2.72

FRA:76B vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio falls into.


FRA:76B
49GF Score
BRD-Groupe Societe Generale SA FRA:76B
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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BRD-Groupe Societe Generale Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BRD-Groupe Societe Generale's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.963/330.2130*330.2130
=2.963

Current CPI (Mar. 2026) = 330.2130.

BRD-Groupe Societe Generale Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.722 241.018 2.359
201609 1.815 241.428 2.482
201612 1.806 241.432 2.470
201703 1.891 243.801 2.561
201706 1.873 244.955 2.525
201709 1.940 246.819 2.595
201712 1.995 246.524 2.672
201803 2.079 249.554 2.751
201806 1.797 251.989 2.355
201809 1.940 252.439 2.538
201812 2.075 251.233 2.727
201903 2.171 254.202 2.820
201906 2.011 256.143 2.593
201909 2.183 256.759 2.808
201912 2.218 256.974 2.850
202003 2.198 258.115 2.812
202006 2.353 257.797 3.014
202009 2.510 260.280 3.184
202012 2.651 260.474 3.361
202103 2.672 264.877 3.331
202106 2.737 271.696 3.326
202109 2.694 274.310 3.243
202112 2.678 278.802 3.172
202203 2.108 287.504 2.421
202206 1.612 296.311 1.796
202209 1.704 296.808 1.896
202212 1.882 296.797 2.094
202303 2.057 301.836 2.250
202306 2.241 305.109 2.425
202309 2.359 307.789 2.531
202312 2.398 306.746 2.581
202403 2.480 312.332 2.622
202406 2.336 314.175 2.455
202409 2.500 315.301 2.618
202412 2.563 315.605 2.682
202503 2.670 319.799 2.757
202506 2.596 322.561 2.658
202509 2.724 324.800 2.769
202512 2.884 324.054 2.939
202603 2.963 330.213 2.963

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €2.72 mean?
BRD-Groupe Societe Generale (FRA:76B) has a Cyclically Adjusted Book per Share of €2.72 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors.
Is BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share too high?
BRD-Groupe Societe Generale's current Cyclically Adjusted Book per Share is €2.72. Overall, BRD-Groupe Societe Generale has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share compare to PNC and USB?
BRD-Groupe Societe Generale's Cyclically Adjusted Book per Share of €2.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. BRD-Groupe Societe Generale's current Cyclically Adjusted Book per Share is €2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.13, compared to a current price of €7.36 — trading 78.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €2.72. BRD-Groupe Societe Generale's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current Cyclically Adjusted Book per Share is €2.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of €7.36 is trading 78.2% above its estimated GF Value™ of €4.13. GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.

Key valuation signals for FRA:76B:

  • Cyclically Adjusted Book per Share: €2.72
  • GF Value™: €4.13 vs. price of €7.36 (78.2% above fair value)
  • GF Score™: 49/100 with 8 warning signs

No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
49GF Score

Get the complete analysis for FRA:76B

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.36
Price
€4.13
GF Value