BRD-Groupe Societe Generale (FRA:76B) Cyclically Adjusted PS Ratio: 6.22 (As of Jul. 21, 2026) — 77% Above Median

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FRA:76B BRD-Groupe Societe Generale SA FRA:76B
53 GF Score
Price €6.90
GF Value €4.15
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio?

BRD-Groupe Societe Generale FRA:76B +0.58% 53 Cyclically Adjusted PS Ratio is 6.22 as of Jul. 21, 2026, which is 77% above its 10-year median of 3.52. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.15 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,301 Banks companies, BRD-Groupe Societe Generale ranks worse than 87.47% on this metric.

As of today (2026-07-21), BRD-Groupe Societe Generale's current share price is €6.90. BRD-Groupe Societe Generale's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.11. BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio for today is 6.22.

The historical rank and industry rank for BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:76B' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.23   Med: 3.52   Max: 6.75
Current: 6.31

During the past years, BRD-Groupe Societe Generale's highest Cyclically Adjusted PS Ratio was 6.75. The lowest was 2.23. And the median was 3.52.

FRA:76B's Cyclically Adjusted PS Ratio is ranked worse than
87.47% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs FRA:76B: 6.31

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

BRD-Groupe Societe Generale's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.284. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1.11 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


BRD-Groupe Societe Generale  (FRA:76B) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio Related Terms


BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.79 2.61 3.46 3.46 4.76

BRD-Groupe Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.39 3.52 3.67 4.76 4.84

FRA:76B vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio falls into.


FRA:76B
53GF Score
BRD-Groupe Societe Generale SA FRA:76B
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BRD-Groupe Societe Generale Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=6.90/1.11
=6.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, BRD-Groupe Societe Generale's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.284/330.2130*330.2130
=0.284

Current CPI (Mar. 2026) = 330.2130.

BRD-Groupe Societe Generale Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.211 241.018 0.289
201609 0.182 241.428 0.249
201612 0.178 241.432 0.243
201703 0.173 243.801 0.234
201706 0.185 244.955 0.249
201709 0.192 246.819 0.257
201712 0.196 246.524 0.263
201803 0.196 249.554 0.259
201806 0.203 251.989 0.266
201809 0.218 252.439 0.285
201812 0.223 251.233 0.293
201903 0.213 254.202 0.277
201906 0.223 256.143 0.287
201909 0.226 256.759 0.291
201912 0.227 256.974 0.292
202003 0.208 258.115 0.266
202006 0.202 257.797 0.259
202009 0.216 260.280 0.274
202012 0.215 260.474 0.273
202103 0.206 264.877 0.257
202106 0.209 271.696 0.254
202109 0.210 274.310 0.253
202112 0.214 278.802 0.253
202203 0.221 287.504 0.254
202206 0.226 296.311 0.252
202209 0.243 296.808 0.270
202212 0.248 296.797 0.276
202303 0.254 301.836 0.278
202306 0.248 305.109 0.268
202309 0.262 307.789 0.281
202312 0.267 306.746 0.287
202403 0.270 312.332 0.285
202406 0.266 314.175 0.280
202409 0.278 315.301 0.291
202412 0.277 315.605 0.290
202503 0.292 319.799 0.302
202506 0.289 322.561 0.296
202509 0.299 324.800 0.304
202512 0.295 324.054 0.301
202603 0.284 330.213 0.284

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.22 mean?
BRD-Groupe Societe Generale (FRA:76B) has a Cyclically Adjusted PS Ratio of 6.22 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. This is 77% above median its historical median of 3.52. Over the past decade, BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio has ranged from 2.23 to 6.75. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #1138 out of 1301 companies in the Banks industry, placing it in the top 87.5%.
Is BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio too high?
BRD-Groupe Societe Generale's current Cyclically Adjusted PS Ratio of 6.22 is 77% above median its 10-year median of 3.52. Over the past 10 years, this metric has ranged from a low of 2.23 to a high of 6.75. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. BRD-Groupe Societe Generale's value of 6.22 is 84.6% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #1138 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #1138 out of 1301 companies for Cyclically Adjusted PS Ratio. This places BRD-Groupe Societe Generale in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. BRD-Groupe Societe Generale's value of 6.22 is 84.6% above this benchmark. Historically, BRD-Groupe Societe Generale's own Cyclically Adjusted PS Ratio has ranged from 2.23 to 6.75 over the past decade. While the company's 10-year median is 3.52 vs. the industry median of 3.37, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current Cyclically Adjusted PS Ratio of 6.22 is 84.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current Cyclically Adjusted PS Ratio is 6.22, which is 77% above median its own 10-year median of 3.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.15, compared to a current price of €6.90 — trading 66.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.22, which is 77% above median its 10-year median of 3.52 and 84.6% above the Banks industry median of 3.37. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current Cyclically Adjusted PS Ratio is 6.22 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of €6.90 is trading 66.3% above its estimated GF Value™ of €4.15. GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.

Key valuation signals for FRA:76B:

  • Cyclically Adjusted PS Ratio: 6.22 (77% above median its 10-year median of 3.52)
  • GF Value™: €4.15 vs. price of €6.90 (66.3% above fair value)
  • GF Score™: 53/100 with 8 warning signs
  • Industry Position: 84.6% above the Banks median (#1138 of 1301)

No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score

Get the complete analysis for FRA:76B

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.90
Price
€4.15
GF Value