BRD-Groupe Societe GeneraleFRA:76B +5.92%53 ROE % is 13.77% as of Mar. 2026, which is 16% below its 10-year median of 16.32. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, BRD-Groupe Societe Generale ranks better than 82.58% on this metric.
The historical rank and industry rank for BRD-Groupe Societe Generale's ROE % or its related term are showing as below:
FRA:76B'
s ROE % Range Over the Past 10 Years
Min: 10.77 Med: 16.32 Max: 20.89
Current: 15.41
During the past 13 years, BRD-Groupe Societe Generale's highest ROE % was 20.89%. The lowest was 10.77%. And the median was 16.32%.
FRA:76B's ROE % is ranked better than 82.58% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs FRA:76B: 15.41
BRD-Groupe Societe Generale (FRA:76B) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale ROE % vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's ROE % distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
BRD-Groupe Societe Generale (FRA:76B) has a ROE % of 13.77% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BRD-Groupe Societe Generale and its competitors. This is 16% below median its historical median of 16.32. Over the past decade, BRD-Groupe Societe Generale's ROE % has ranged from 10.77 to 20.89. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #266 out of 1527 companies in the Banks industry, placing it in the top 17.4%.
Is BRD-Groupe Societe Generale's ROE % too high?
BRD-Groupe Societe Generale's current ROE % of 13.77% is 16% below median its 10-year median of 16.32. Over the past 10 years, this metric has ranged from a low of 10.77 to a high of 20.89. The Banks industry median ROE % is 10.23. BRD-Groupe Societe Generale's value of 13.77% is 34.6% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #266 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #266 out of 1527 companies for ROE %. This places BRD-Groupe Societe Generale in the top 17% of its industry — outperforming the majority of peers. The industry median ROE % is 10.23. BRD-Groupe Societe Generale's value of 13.77% is 34.6% above this benchmark. Historically, BRD-Groupe Societe Generale's own ROE % has ranged from 10.77 to 20.89 over the past decade. While the company's 10-year median is 16.32 vs. the industry median of 10.23, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current ROE % of 13.77% is 34.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current ROE % is 13.77%, which is 16% below median its own 10-year median of 16.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.01, compared to a current price of €6.44 — trading 60.6% above its estimated fair value. The current ROE % is 13.77%, which is 16% below median its 10-year median of 16.32 and 34.6% above the Banks industry median of 10.23. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current ROE % is 13.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.44 is trading 60.6% above its estimated GF Value™ of €4.01.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
ROE %: 13.77% (16% below median its 10-year median of 16.32)
GF Value™: €4.01 vs. price of €6.44 (60.6% above fair value)
Industry Position: 34.6% above the Banks median (#266 of 1527)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score
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