Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BRD-Groupe Societe GeneraleFRA:76B -0.99%53 Cyclically Adjusted PB Ratio is 2.56 as of Jul. 26, 2026, which is 77% above its 10-year median of 1.45. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.16 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,290 Banks companies, BRD-Groupe Societe Generale ranks worse than 88.99% on this metric.
The historical rank and industry rank for BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio or its related term are showing as below:
FRA:76B'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.91 Med: 1.45 Max: 2.77
Current: 2.62
During the past years, BRD-Groupe Societe Generale's highest Cyclically Adjusted PB Ratio was 2.77. The lowest was 0.91. And the median was 1.45.
FRA:76B's Cyclically Adjusted PB Ratio is ranked worse than 88.99% of 1290
companies
in the Banks industry
Industry Median: 1.255
vs FRA:76B: 2.62
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
BRD-Groupe Societe Generale's adjusted book value per share data for the three months ended in Mar. 2026 was €2.950. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €2.72 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
BRD-Groupe Societe Generale (FRA:76B) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Related Terms
BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Chart
FRA:76B vs PNC, USB: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio falls into.
BRD-Groupe Societe Generale Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 2.56 mean?
BRD-Groupe Societe Generale (FRA:76B) has a Cyclically Adjusted PB Ratio of 2.56 as of Jul. 26, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. This is 77% above median its historical median of 1.45. Over the past decade, BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio has ranged from 0.91 to 2.77. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #1148 out of 1290 companies in the Banks industry, placing it in the top 89%.
Is BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio too high?
BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio of 2.56 is 77% above median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.77. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. BRD-Groupe Societe Generale's value of 2.56 is 104% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #1148 out of 1290 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #1148 out of 1290 companies for Cyclically Adjusted PB Ratio. This places BRD-Groupe Societe Generale in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. BRD-Groupe Societe Generale's value of 2.56 is 104% above this benchmark. Historically, BRD-Groupe Societe Generale's own Cyclically Adjusted PB Ratio has ranged from 0.91 to 2.77 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 1.26, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,290 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio of 2.56 is 104% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current Cyclically Adjusted PB Ratio is 2.56, which is 77% above median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.16, compared to a current price of €6.97 — trading 67.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.56, which is 77% above median its 10-year median of 1.45 and 104% above the Banks industry median of 1.26. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current Cyclically Adjusted PB Ratio is 2.56 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.97 is trading 67.5% above its estimated GF Value™ of €4.16.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
Cyclically Adjusted PB Ratio: 2.56 (77% above median its 10-year median of 1.45)
GF Value™: €4.16 vs. price of €6.97 (67.5% above fair value)
Industry Position: 104% above the Banks median (#1148 of 1290)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score
Get the complete analysis for FRA:76B
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:76B has been successfully added to your 
