BRD-Groupe Societe GeneraleFRA:76B 53 WACC % is 12.24% as of Jun. 30, 2026, which is 47% above its 10-year median of 8.34. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,546 Banks companies, BRD-Groupe Societe Generale ranks better than 74.51% on this metric.
As of today (2026-06-30), BRD-Groupe Societe Generale's weighted average cost of capital is 12.24%%. BRD-Groupe Societe Generale's ROIC % is 0.00% (calculated using TTM income statement data).
BRD-Groupe Societe Generale earns returns that do not match up to its cost of capital. It will destroy value as it grows.
*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
For a comprehensive WACC calculation, please access the WACC Calculator.
BRD-Groupe Societe Generale (FRA:76B) WACC % Explanation
Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, BRD-Groupe Societe Generale's weighted average cost of capital is 12.24%%. BRD-Groupe Societe Generale's ROIC % is 0.00% (calculated using TTM income statement data).
BRD-Groupe Societe Generale earns returns that do not match up to its cost of capital. It will destroy value as it grows.
*Note: The beta of this company cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
Be Aware
1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.
2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.
3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.
Related Terms
BRD-Groupe Societe Generale WACC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale WACC % vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's WACC % distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's WACC % falls into.
The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.
WACC
=
E
/
(E + D)
*
Cost of Equity
+
D
/
(E + D)
*
Cost of Debt
*
(1 - Tax Rate)
1. Weights:
Generally speaking, a company's assets are financed by debt and equity. We need to calculate the weight of equity and the weight of debt.
The market value of equity (E) is also called "Market Cap". As of today, BRD-Groupe Societe Generale's market capitalization (E) is €4545.087 Mil.
The market value of debt is typically difficult to calculate, therefore, GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding the latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together. As of Mar. 2026, BRD-Groupe Societe Generale's latest one-year quarterly average Book Value of Debt (D) is €1740.514 Mil.
a) weight of equity = E / (E + D) = 4545.087 / (4545.087 + 1740.514) = 0.7231
b) weight of debt = D / (E + D) = 1740.514 / (4545.087 + 1740.514) = 0.2769
2. Cost of Equity:
GuruFocus uses Capital Asset Pricing Model (CAPM) to calculate the required rate of return. The formula is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
a) GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate. It is updated daily. The current risk-free rate is 4.371%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default.
b) Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. BRD-Groupe Societe Generale's beta cannot be obtained because it has a price history shorter than 3 years. It will thus be set to 1 as default to calculate WACC.
c) (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
Cost of Equity = 4.371% + 1 * 6% = 10.371%
3. Cost of Debt:
GuruFocus uses latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.
As of Mar. 2026, BRD-Groupe Societe Generale's interest expense (positive number) was €366.785 Mil. Its total Book Value of Debt (D) is €1740.514 Mil.
Cost of Debt = 366.785 / 1740.514 = 21.0734%.
4. Multiply by one minus TTM Tax Rate:
GuruFocus uses the most recent TTM Tax Expense divided by the most recent TTM Pre-Tax Income to calculate the tax rate. The calculated TTM tax rate is limited to between 0% and 100%. If the calculated tax rate is higher than 100%, it is set to 100%. If the calculated tax rate is less than 0%, it is set to 0%.
The latest calculated TTM Tax Rate = 68.366 / 364.389 = 18.76%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRD-Groupe Societe Generale (FRA:76B) has a WACC % of 12.24% as of Jun. 30, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on BRD-Groupe Societe Generale and its competitors. This is 47% above median its historical median of 8.34. Over the past decade, BRD-Groupe Societe Generale's WACC % has ranged from 3.32 to 11.87. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #394 out of 1546 companies in the Banks industry, placing it in the top 25.5%.
Is BRD-Groupe Societe Generale's WACC % too high?
BRD-Groupe Societe Generale's current WACC % of 12.24% is 47% above median its 10-year median of 8.34. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 11.87. The Banks industry median WACC % is 13.18. BRD-Groupe Societe Generale's value of 12.24% is 7.1% below this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #394 out of 1546 companies in the Banks industry, which is above the industry midpoint. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's WACC % compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #394 out of 1546 companies for WACC %. This puts BRD-Groupe Societe Generale in the upper half of its industry. The industry median WACC % is 13.18. BRD-Groupe Societe Generale's value of 12.24% is 7.1% below this benchmark. Historically, BRD-Groupe Societe Generale's own WACC % has ranged from 3.32 to 11.87 over the past decade. While the company's 10-year median is 8.34 vs. the industry median of 13.18, BRD-Groupe Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Banks company?
The median WACC % among Banks companies is 13.18, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current WACC % of 12.24% is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median WACC % is 13.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current WACC % is 12.24%, which is 47% above median its own 10-year median of 8.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.01, compared to a current price of €6.44 — trading 60.6% above its estimated fair value. The current WACC % is 12.24%, which is 47% above median its 10-year median of 8.34 and 7.1% below the Banks industry median of 13.18. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current WACC % is 12.24% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.44 is trading 60.6% above its estimated GF Value™ of €4.01.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
WACC %: 12.24% (47% above median its 10-year median of 8.34)
GF Value™: €4.01 vs. price of €6.44 (60.6% above fair value)
Industry Position: 7.1% below the Banks median (#394 of 1546)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score
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