BRD-Groupe Societe Generale (FRA:76B) Margin of Safety % (DCF Earnings Based): -6.27% (As of Jun. 29, 2026)


FRA:76B BRD-Groupe Societe Generale SA FRA:76B
53 GF Score
Price €6.44
GF Value €4.01
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BRD-Groupe Societe Generale Margin of Safety % (DCF Earnings Based)?

BRD-Groupe Societe Generale FRA:76B +5.92% 53 Margin of Safety % (DCF Earnings Based) is -6.27% as of Jun. 29, 2026. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.01 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), BRD-Groupe Societe Generale's Predictability Rank is 2.5-Stars. BRD-Groupe Societe Generale's intrinsic value calculated from the Discounted Earnings model is €6.06 and current share price is €6.44. Consequently,

BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -6.27%.

FRA:76B vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BRD-Groupe Societe Generale Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) falls into.


FRA:76B
53GF Score
BRD-Groupe Societe Generale SA FRA:76B
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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BRD-Groupe Societe Generale Margin of Safety % (DCF Earnings Based) Calculation

BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(6.06-6.44)/6.06
=-6.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -6.27% mean?
BRD-Groupe Societe Generale (FRA:76B) has a Margin of Safety % (DCF Earnings Based) of -6.27% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on BRD-Groupe Societe Generale.
Is BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) too high?
BRD-Groupe Societe Generale's current Margin of Safety % (DCF Earnings Based) is -6.27%. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
BRD-Groupe Societe Generale's Margin of Safety % (DCF Earnings Based) of -6.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on BRD-Groupe Societe Generale. BRD-Groupe Societe Generale's current Margin of Safety % (DCF Earnings Based) is -6.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.01, compared to a current price of €6.44 — trading 60.6% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -6.27%. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current Margin of Safety % (DCF Earnings Based) is -6.27% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of €6.44 is trading 60.6% above its estimated GF Value™ of €4.01. GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.

Key valuation signals for FRA:76B:

  • Margin of Safety % (DCF Earnings Based): -6.27%
  • GF Value™: €4.01 vs. price of €6.44 (60.6% above fair value)
  • GF Score™: 53/100 with 8 warning signs

No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score

Get the complete analysis for FRA:76B

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.44
Price
€4.01
GF Value