BRD-Groupe Societe Generale (FRA:76B) LT-Debt-to-Total-Asset: 0.09 (As of Mar. 2026)


FRA:76B BRD-Groupe Societe Generale SA FRA:76B
43 GF Score
Price €7.36
GF Value €4.04
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BRD-Groupe Societe Generale LT-Debt-to-Total-Asset?

BRD-Groupe Societe Generale FRA:76B +6.98% 43 LT-Debt-to-Total-Asset is 0.09 as of Mar. 2026. GuruFocus rates FRA:76B with a GF Score™ of 43/100 and a GF Value™ of €4.04 (Significantly Overvalued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BRD-Groupe Societe Generale's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.09.

BRD-Groupe Societe Generale's long-term debt to total assets ratio declined from Mar. 2025 (0.10) to Mar. 2026 (0.09). It may suggest that BRD-Groupe Societe Generale is progressively becoming less dependent on debt to grow their business.

BRD-Groupe Societe Generale  (FRA:76B) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BRD-Groupe Societe Generale LT-Debt-to-Total-Asset Related Terms

BRD-Groupe Societe Generale LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale LT-Debt-to-Total-Asset Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.11 0.11 0.09 0.10

BRD-Groupe Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.09 0.10 0.09
FRA:76B
43GF Score
BRD-Groupe Societe Generale SA FRA:76B
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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BRD-Groupe Societe Generale LT-Debt-to-Total-Asset Calculation

BRD-Groupe Societe Generale's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1862.372/18630.174
=0.10

BRD-Groupe Societe Generale's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1792.62/19099.771
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.09 mean?
BRD-Groupe Societe Generale (FRA:76B) has a LT-Debt-to-Total-Asset of 0.09 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BRD-Groupe Societe Generale and its competitors.
Is BRD-Groupe Societe Generale's LT-Debt-to-Total-Asset too high?
BRD-Groupe Societe Generale's current LT-Debt-to-Total-Asset is 0.09. Overall, BRD-Groupe Societe Generale has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's LT-Debt-to-Total-Asset compare to PNC and USB?
BRD-Groupe Societe Generale's LT-Debt-to-Total-Asset of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BRD-Groupe Societe Generale and its competitors. BRD-Groupe Societe Generale's current LT-Debt-to-Total-Asset is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.04, compared to a current price of €7.36 — trading 82.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.09. BRD-Groupe Societe Generale's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current LT-Debt-to-Total-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of €7.36 is trading 82.2% above its estimated GF Value™ of €4.04. GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.

Key valuation signals for FRA:76B:

  • LT-Debt-to-Total-Asset: 0.09
  • GF Value™: €4.04 vs. price of €7.36 (82.2% above fair value)
  • GF Score™: 43/100 with 8 warning signs

No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
43GF Score

Get the complete analysis for FRA:76B

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.36
Price
€4.04
GF Value