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BRD-Groupe Societe GeneraleFRA:76B -1.84%53 Return-on-Tangible-Asset is 1.68% as of Jun. 2026, which is 13% below its 10-year median of 1.93. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.22 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,528 Banks companies, BRD-Groupe Societe Generale ranks better than 80.56% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. BRD-Groupe Societe Generale's annualizedNet Income for the quarter that ended in Jun. 2026 was €320.5 Mil. BRD-Groupe Societe Generale's average total tangible assets for the quarter that ended in Jun. 2026 was €19,112.0 Mil. Therefore, BRD-Groupe Societe Generale's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.68%.
The historical rank and industry rank for BRD-Groupe Societe Generale's Return-on-Tangible-Asset or its related term are showing as below:
FRA:76B'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.49 Med: 1.93 Max: 2.82
Current: 1.63
During the past 13 years, BRD-Groupe Societe Generale's highest Return-on-Tangible-Asset was 2.82%. The lowest was 1.49%. And the median was 1.93%.
FRA:76B's Return-on-Tangible-Asset is ranked better than 80.56% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs FRA:76B: 1.63
BRD-Groupe Societe Generale (FRA:76B) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
BRD-Groupe Societe Generale Return-on-Tangible-Asset Related Terms
BRD-Groupe Societe Generale Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRD-Groupe Societe Generale Return-on-Tangible-Asset Chart
FRA:76B vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.68% mean?
BRD-Groupe Societe Generale (FRA:76B) has a Return-on-Tangible-Asset of 1.68% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on BRD-Groupe Societe Generale and its competitors. This is 13% below median its historical median of 1.93. Over the past decade, BRD-Groupe Societe Generale's Return-on-Tangible-Asset has ranged from 1.49 to 2.82. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #297 out of 1528 companies in the Banks industry, placing it in the top 19.4%.
Is BRD-Groupe Societe Generale's Return-on-Tangible-Asset too high?
BRD-Groupe Societe Generale's current Return-on-Tangible-Asset of 1.68% is 13% below median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 2.82. The Banks industry median Return-on-Tangible-Asset is 1.01. BRD-Groupe Societe Generale's value of 1.68% is 66.3% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #297 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #297 out of 1528 companies for Return-on-Tangible-Asset. This places BRD-Groupe Societe Generale in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.01. BRD-Groupe Societe Generale's value of 1.68% is 66.3% above this benchmark. Historically, BRD-Groupe Societe Generale's own Return-on-Tangible-Asset has ranged from 1.49 to 2.82 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 1.01, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current Return-on-Tangible-Asset of 1.68% is 66.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current Return-on-Tangible-Asset is 1.68%, which is 13% below median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.22, compared to a current price of €6.94 — trading 64.5% above its estimated fair value. The current Return-on-Tangible-Asset is 1.68%, which is 13% below median its 10-year median of 1.93 and 66.3% above the Banks industry median of 1.01. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current Return-on-Tangible-Asset is 1.68% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.94 is trading 64.5% above its estimated GF Value™ of €4.22.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
Return-on-Tangible-Asset: 1.68% (13% below median its 10-year median of 1.93)
GF Value™: €4.22 vs. price of €6.94 (64.5% above fair value)
Industry Position: 66.3% above the Banks median (#297 of 1528)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score
Get the complete analysis for FRA:76B
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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