BRD-Groupe Societe Generale (FRA:76B) FCF Margin %: 314.77% (As of Mar. 2026) — 1289% Above Median


FRA:76B BRD-Groupe Societe Generale SA FRA:76B
53 GF Score
Price €6.44
GF Value €4.01
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BRD-Groupe Societe Generale FCF Margin %?

BRD-Groupe Societe Generale FRA:76B +5.92% 53 FCF Margin % is 314.77% as of Mar. 2026, which is 1289% above its 10-year median of 22.66. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,509 Banks companies, BRD-Groupe Societe Generale ranks better than 86.55% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BRD-Groupe Societe Generale's Free Cash Flow for the three months ended in Mar. 2026 was €623.6 Mil. BRD-Groupe Societe Generale's Revenue for the three months ended in Mar. 2026 was €198.1 Mil. Therefore, BRD-Groupe Societe Generale's FCF Margin % for the quarter that ended in Mar. 2026 was 314.77%.

As of today, BRD-Groupe Societe Generale's current FCF Yield % is 19.20%.

The historical rank and industry rank for BRD-Groupe Societe Generale's FCF Margin % or its related term are showing as below:

FRA:76B' s FCF Margin % Range Over the Past 10 Years
Min: -117.2   Med: 22.66   Max: 106.47
Current: 106.47


During the past 13 years, the highest FCF Margin % of BRD-Groupe Societe Generale was 106.47%. The lowest was -117.20%. And the median was 22.66%.

FRA:76B's FCF Margin % is ranked better than
86.55% of 1509 companies
in the Banks industry
Industry Median: 26.55 vs FRA:76B: 106.47


BRD-Groupe Societe Generale FCF Margin % Related Terms


BRD-Groupe Societe Generale FCF Margin % Historical Data

* Premium members only.

The historical data trend for BRD-Groupe Societe Generale's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRD-Groupe Societe Generale FCF Margin % Chart

BRD-Groupe Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -117.20 92.95 22.86 -75.96 44.98

BRD-Groupe Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.01 451.59 -50.52 -273.61 314.77

FRA:76B vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, BRD-Groupe Societe Generale's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRD-Groupe Societe Generale FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's FCF Margin % distribution charts can be found below:

* The bar in red indicates where BRD-Groupe Societe Generale's FCF Margin % falls into.


FRA:76B
53GF Score
BRD-Groupe Societe Generale SA FRA:76B
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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BRD-Groupe Societe Generale FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

BRD-Groupe Societe Generale's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=369.725/822.009
=44.98 %

BRD-Groupe Societe Generale's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=623.579/198.109
=314.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 314.77% mean?
BRD-Groupe Societe Generale (FRA:76B) has a FCF Margin % of 314.77% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BRD-Groupe Societe Generale and its competitors. This is 1289% above median its historical median of 22.66. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #203 out of 1509 companies in the Banks industry, placing it in the top 13.5%.
Is BRD-Groupe Societe Generale's FCF Margin % too high?
BRD-Groupe Societe Generale's current FCF Margin % of 314.77% is 1289% above median its 10-year median of 22.66. The Banks industry median FCF Margin % is 26.55. BRD-Groupe Societe Generale's value of 314.77% is 1085.6% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #203 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #203 out of 1509 companies for FCF Margin %. This places BRD-Groupe Societe Generale in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. BRD-Groupe Societe Generale's value of 314.77% is 1085.6% above this benchmark. While the company's 10-year median is 22.66 vs. the industry median of 26.55, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current FCF Margin % of 314.77% is 1085.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current FCF Margin % is 314.77%, which is 1289% above median its own 10-year median of 22.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.01, compared to a current price of €6.44 — trading 60.6% above its estimated fair value. The current FCF Margin % is 314.77%, which is 1289% above median its 10-year median of 22.66 and 1085.6% above the Banks industry median of 26.55. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current FCF Margin % is 314.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?

Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued. The current stock price of €6.44 is trading 60.6% above its estimated GF Value™ of €4.01. GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.

Key valuation signals for FRA:76B:

  • FCF Margin %: 314.77% (1289% above median its 10-year median of 22.66)
  • GF Value™: €4.01 vs. price of €6.44 (60.6% above fair value)
  • GF Score™: 53/100 with 8 warning signs
  • Industry Position: 1085.6% above the Banks median (#203 of 1509)

No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRD-Groupe Societe Generale Business Description

Other Exchanges BRD:Romania
Address 1-7 Ion Mihalache Boulevard, Sector 1, BRD Tower, Bucharest, ROU, 011171
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score

Get the complete analysis for FRA:76B

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.44
Price
€4.01
GF Value