PayPal Holdings (MIC:PYPL-RM) Cyclically Adjusted Book per Share: ₽0.00 (As of Mar. 2026)

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What is PayPal Holdings Cyclically Adjusted Book per Share?

PayPal Holdings MIC:PYPL-RM 87 Cyclically Adjusted Book per Share is ₽0.00 as of Mar. 2026. GuruFocus rates MIC:PYPL-RM with a GF Score™ of 87/100. The stock has 4 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PayPal Holdings's adjusted book value per share for the three months ended in Mar. 2026 was ₽1,824.811. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₽0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PayPal Holdings's average Cyclically Adjusted Book Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-14), PayPal Holdings's current stock price is ₽0.00. PayPal Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₽0.00. PayPal Holdings's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PayPal Holdings was 5.29. The lowest was 2.14. And the median was 3.71.


PayPal Holdings  (MIC:PYPL-RM) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PayPal Holdings was 5.29. The lowest was 2.14. And the median was 3.71.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PayPal Holdings Cyclically Adjusted Book per Share Related Terms


PayPal Holdings Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Cyclically Adjusted Book per Share Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MIC:PYPL-RM vs AFRM, SYF, SOFI: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, PayPal Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Cyclically Adjusted PB Ratio falls into.



PayPal Holdings Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PayPal Holdings's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1824.811/330.2130*330.2130
=1,824.811

Current CPI (Mar. 2026) = 330.2130.

PayPal Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201606 730.515 241.018 1,000.861
201609 742.315 241.428 1,015.301
201612 735.494 241.432 1,005.955
201703 684.637 243.801 927.297
201706 741.415 244.955 999.469
201709 743.224 246.819 994.341
201712 767.298 246.524 1,027.777
201803 708.587 249.554 937.611
201806 797.046 251.989 1,044.470
201809 840.897 252.439 1,099.969
201812 911.119 251.233 1,197.547
201903 839.438 254.202 1,090.445
201906 864.642 256.143 1,114.674
201909 885.328 256.759 1,138.604
201912 892.056 256.974 1,146.297
202003 1,083.377 258.115 1,385.991
202006 1,052.279 257.797 1,347.868
202009 1,245.317 260.280 1,579.913
202012 1,273.249 260.474 1,614.147
202103 1,256.662 264.877 1,566.637
202106 1,307.746 271.696 1,589.404
202109 1,374.922 274.310 1,655.124
202112 1,375.330 278.802 1,628.940
202203 1,862.850 287.504 2,139.578
202206 1,077.199 296.311 1,200.445
202209 1,065.265 296.808 1,185.158
202212 1,092.226 296.797 1,215.198
202303 1,331.679 301.836 1,456.876
202306 1,447.974 305.109 1,567.112
202309 1,762.435 307.789 1,890.837
202312 1,771.858 306.746 1,907.411
202403 1,799.521 312.332 1,902.544
202406 1,806.423 314.175 1,898.637
202409 1,817.365 315.301 1,903.316
202412 2,212.376 315.605 2,314.777
202503 1,709.275 319.799 1,764.936
202506 1,635.599 322.561 1,674.400
202509 1,783.036 324.800 1,812.751
202512 1,750.299 324.054 1,783.565
202603 1,824.811 330.213 1,824.811

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₽0.00 mean?
PayPal Holdings (MIC:PYPL-RM) has a Cyclically Adjusted Book per Share of ₽0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Cyclically Adjusted Book per Share too high?
PayPal Holdings' current Cyclically Adjusted Book per Share is ₽0.00. Overall, PayPal Holdings has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Cyclically Adjusted Book per Share compare to AFRM and SYF?
PayPal Holdings' Cyclically Adjusted Book per Share of ₽0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Cyclically Adjusted Book per Share is ₽0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (MIC:PYPL-RM) has a current Cyclically Adjusted Book per Share of ₽0.00. The current Cyclically Adjusted Book per Share is ₽0.00. PayPal Holdings' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PayPal Holdings (MIC:PYPL-RM), the current Cyclically Adjusted Book per Share is ₽0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.