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PayPal Holdings (MIC:PYPL-RM) Cyclically Adjusted Price-to-FCF : (As of Jul. 23, 2025)


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What is PayPal Holdings Cyclically Adjusted Price-to-FCF?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted Price-to-FCF for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


PayPal Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for PayPal Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PayPal Holdings Cyclically Adjusted Price-to-FCF Chart

PayPal Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 17.59 21.06

PayPal Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.19 15.34 20.06 21.06 15.67

Competitive Comparison of PayPal Holdings's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, PayPal Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PayPal Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PayPal Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PayPal Holdings's Cyclically Adjusted Price-to-FCF falls into.


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PayPal Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

PayPal Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, PayPal Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=79.725/134.9266*134.9266
=79.725

Current CPI (Mar. 2025) = 134.9266.

PayPal Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 17.836 100.684 23.902
201509 27.794 100.392 37.355
201512 33.443 99.792 45.217
201603 33.426 100.470 44.889
201606 25.999 101.688 34.497
201609 32.112 101.861 42.536
201612 38.196 101.863 50.594
201703 27.762 102.862 36.416
201706 36.532 103.349 47.694
201709 39.808 104.136 51.579
201712 -15.305 104.011 -19.854
201803 -24.793 105.290 -31.772
201806 -8.887 106.317 -11.278
201809 243.068 106.507 307.927
201812 52.810 105.998 67.223
201903 44.201 107.251 55.607
201906 54.983 108.070 68.647
201909 48.992 108.329 61.021
201912 31.299 108.420 38.951
202003 81.604 108.902 101.106
202006 93.317 108.767 115.760
202009 71.201 109.815 87.483
202012 93.059 109.897 114.254
202103 98.037 111.754 118.365
202106 65.633 114.631 77.253
202109 79.166 115.734 92.294
202112 62.935 117.630 72.189
202203 91.897 121.301 102.220
202206 58.481 125.017 63.117
202209 81.977 125.227 88.327
202212 76.728 125.222 82.674
202303 66.350 127.348 70.299
202306 -25.499 128.729 -26.727
202309 96.688 129.860 100.461
202312 205.704 129.419 214.457
202403 150.482 131.776 154.080
202406 118.116 132.554 120.230
202409 127.884 133.029 129.708
202412 232.958 133.157 236.054
202503 79.725 134.927 79.725

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


PayPal Holdings  (MIC:PYPL-RM) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


PayPal Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of PayPal Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


PayPal Holdings Business Description

Address
2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.

PayPal Holdings Headlines

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