The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Cyclically Adjusted Book per Share: ﷼11.56 (As of Jun. 2026)

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SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
71 GF Score
Price ﷼16.99
GF Value ﷼20.85
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted Book per Share?

The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030 -0.35% 71 Cyclically Adjusted Book per Share is ﷼11.56 as of Jun. 2026. GuruFocus rates SAU:8030 with a GF Score™ of 71/100 and a GF Value™ of ﷼20.85 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

The Mediterranean and Gulf Insurance and Reinsurance Co's adjusted book value per share for the three months ended in Jun. 2026 was ﷼11.988. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼11.56 for the trailing ten years ended in Jun. 2026.

During the past 12 months, The Mediterranean and Gulf Insurance and Reinsurance Co's average Cyclically Adjusted Book Growth Rate was -7.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -9.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of The Mediterranean and Gulf Insurance and Reinsurance Co was -5.10% per year. The lowest was -9.70% per year. And the median was -8.00% per year.

As of today (2026-08-31), The Mediterranean and Gulf Insurance and Reinsurance Co's current stock price is ﷼16.99. The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ﷼11.56. The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio of today is 1.47.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Mediterranean and Gulf Insurance and Reinsurance Co was 2.37. The lowest was 0.48. And the median was 1.22.


The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=16.99/11.56
=1.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Mediterranean and Gulf Insurance and Reinsurance Co was 2.37. The lowest was 0.48. And the median was 1.22.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted Book per Share Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted Book per Share Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.75 15.99 14.44 13.03 11.79

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.45 12.12 11.79 11.71 11.56

SAU:8030 vs MET, AFL, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8030
71GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Mediterranean and Gulf Insurance and Reinsurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.988/333.9520*333.9520
=11.988

Current CPI (Jun. 2026) = 333.9520.

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 17.744 241.428 24.544
201612 17.259 241.432 23.873
201703 16.089 243.801 22.038
201706 7.836 244.955 10.683
201709 8.892 246.819 12.031
201712 9.586 246.524 12.986
201803 8.884 249.554 11.889
201806 8.673 251.989 11.494
201809 7.052 252.439 9.329
201812 8.165 251.233 10.853
201903 8.068 254.202 10.599
201906 8.270 256.143 10.782
201909 8.341 256.759 10.849
201912 8.457 256.974 10.990
202003 8.289 258.115 10.724
202006 8.717 257.797 11.292
202009 9.056 260.280 11.619
202012 9.098 260.474 11.664
202103 9.190 264.877 11.587
202106 9.300 271.696 11.431
202109 8.931 274.310 10.873
202112 10.579 278.802 12.672
202203 9.108 287.504 10.579
202206 8.119 296.311 9.150
202209 7.828 296.808 8.808
202212 6.731 296.797 7.574
202303 7.075 301.836 7.828
202306 7.690 305.109 8.417
202309 8.007 307.789 8.688
202312 8.737 306.746 9.512
202403 8.987 312.332 9.609
202406 9.308 314.175 9.894
202409 9.678 315.301 10.250
202412 9.797 315.605 10.367
202503 10.008 319.799 10.451
202506 9.994 322.561 10.347
202509 10.164 324.800 10.450
202512 11.529 324.054 11.881
202603 11.668 330.213 11.800
202606 11.988 333.952 11.988

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼11.56 mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a Cyclically Adjusted Book per Share of ﷼11.56 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted Book per Share too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current Cyclically Adjusted Book per Share is ﷼11.56. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted Book per Share compare to MET and AFL?
The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted Book per Share of ﷼11.56 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. The Mediterranean and Gulf Insurance and Reinsurance Co's current Cyclically Adjusted Book per Share is ﷼11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼20.85, compared to a current price of ﷼16.99 — trading 18.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼11.56. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current Cyclically Adjusted Book per Share is ﷼11.56 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼16.99 is trading 18.5% below its estimated GF Value™ of ﷼20.85. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8030:

  • Cyclically Adjusted Book per Share: ﷼11.56
  • GF Value™: ﷼20.85 vs. price of ﷼16.99 (18.5% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
71GF Score

Get the complete analysis for SAU:8030

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼16.99
Price
﷼20.85
GF Value