The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Interest Coverage: N/A (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
70 GF Score
Price ﷼15.35
GF Value ﷼22.01
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. The Mediterranean and Gulf Insurance and Reinsurance Co's EBIT for the three months ended in Mar. 2026 was ﷼0 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Expense for the three months ended in Mar. 2026 was ﷼0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. The Mediterranean and Gulf Insurance and Reinsurance Co has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage or its related term are showing as below:


SAU:8030's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.03
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 N/A 0.00 N/A

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

SAU:8030 vs AFL, MET, PRU: Interest Coverage Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage falls into.


SAU:8030
70GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Expense was ﷼0 Mil. Its EBIT was ﷼0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼18 Mil.

GuruFocus does not calculate The Mediterranean and Gulf Insurance and Reinsurance Co's interest coverage with the available data.

The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The Mediterranean and Gulf Insurance and Reinsurance Co's Interest Expense was ﷼0 Mil. Its EBIT was ﷼0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼13 Mil.

GuruFocus does not calculate The Mediterranean and Gulf Insurance and Reinsurance Co's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼15.35 is trading 30.3% below its estimated GF Value™ of ﷼22.01. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Possible Value Trap.

Key valuation signals for SAU:8030:

  • Interest Coverage: N/A
  • GF Value™: ﷼22.01 vs. price of ﷼15.35 (30.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
70GF Score

Get the complete analysis for SAU:8030

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼15.35
Price
﷼22.01
GF Value