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SAU:8030's ROA % is ranked worse than 62.45% of 506
companies
in the Insurance industry
Industry Median: 2.55
vs SAU:8030: 1.70
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
The Mediterranean and Gulf Insurance and Reinsurance Co ROA % Related Terms
The Mediterranean and Gulf Insurance and Reinsurance Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Mediterranean and Gulf Insurance and Reinsurance Co ROA % Chart
The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Mediterranean and Gulf Insurance and Reinsurance Co ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a ROA % of 3.80% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. This is 591% above median its historical median of 0.55. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #316 out of 506 companies in the Insurance industry, placing it in the top 62.5%.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's ROA % too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current ROA % of 3.80% is 591% above median its 10-year median of 0.55. The Insurance industry median ROA % is 2.55. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 3.80% is 49% above this industry median. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #316 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #316 out of 506 companies for ROA %. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. The industry median ROA % is 2.55. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 3.80% is 49% above this benchmark. While the company's 10-year median is 0.55 vs. the industry median of 2.55, The Mediterranean and Gulf Insurance and Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.55, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mediterranean and Gulf Insurance and Reinsurance Co's current ROA % of 3.80% is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. For the Insurance industry, the median ROA % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mediterranean and Gulf Insurance and Reinsurance Co's current ROA % is 3.80%, which is 591% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼22.01, compared to a current price of ﷼15.35 — trading 30.3% below its estimated fair value. The current ROA % is 3.80%, which is 591% above median its 10-year median of 0.55 and 49% above the Insurance industry median of 2.55. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current ROA % is 3.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued.
The current stock price of ﷼15.35 is trading 30.3% below its estimated GF Value™ of ﷼22.01.
GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Possible Value Trap.
Key valuation signals for SAU:8030:
ROA %: 3.80% (591% above median its 10-year median of 0.55)
GF Value™: ﷼22.01 vs. price of ﷼15.35 (30.3% below fair value)
Industry Position: 49% above the Insurance median (#316 of 506)
No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Mediterranean and Gulf Insurance and Reinsurance Co Business Description
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
70GF Score
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