The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Net Debt Paydown Yield % : -0.51% (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
70 GF Score
Price ﷼14.53
GF Value ﷼22.11
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield %?

The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030 -1.76% 70 Net Debt Paydown Yield % is -0.51% as of Jul. 31, 2026. GuruFocus rates SAU:8030 with a GF Score™ of 70/100 and a GF Value™ of ﷼22.11 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 423 Insurance companies, The Mediterranean and Gulf Insurance and Reinsurance Co ranks worse than 58.39% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % was -0.51%.


The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield % Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield % Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.73 -0.77 0.44 -1.08

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 -0.19 -0.58 -1.08 -0.58

SAU:8030 vs AFL, MET, PRU: Net Debt Paydown Yield % Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % falls into.


SAU:8030
70GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co Net Debt Paydown Yield % Calculation

The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 8.31-19.34 )/1914.86988
=-0.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.51% mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a Net Debt Paydown Yield % of -0.51% as of Jul. 31, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #247 out of 423 companies in the Insurance industry, placing it in the top 58.4%.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current Net Debt Paydown Yield % is -0.51%. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #247 out of 423 companies in the Insurance industry, which is below the industry midpoint. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's Net Debt Paydown Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #247 out of 423 companies for Net Debt Paydown Yield %. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. The Mediterranean and Gulf Insurance and Reinsurance Co's current Net Debt Paydown Yield % is -0.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼22.11, compared to a current price of ﷼14.53 — trading 34.3% below its estimated fair value. The current Net Debt Paydown Yield % is -0.51%. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current Net Debt Paydown Yield % is -0.51% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼14.53 is trading 34.3% below its estimated GF Value™ of ﷼22.11. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Possible Value Trap.

Key valuation signals for SAU:8030:

  • Net Debt Paydown Yield %: -0.51%
  • GF Value™: ﷼22.11 vs. price of ﷼14.53 (34.3% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
70GF Score

Get the complete analysis for SAU:8030

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.53
Price
﷼22.11
GF Value