The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Pretax Margin %: 3.54% (As of Mar. 2026) — 261% Above Median

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SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
70 GF Score
Price ﷼15.35
GF Value ﷼22.01
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin %?

The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030 -1.98% 70 Pretax Margin % is 3.54% as of Mar. 2026, which is 261% above its 10-year median of 0.98. GuruFocus rates SAU:8030 with a GF Score™ of 70/100 and a GF Value™ of ﷼22.01 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 500 Insurance companies, The Mediterranean and Gulf Insurance and Reinsurance Co ranks worse than 86.6% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. The Mediterranean and Gulf Insurance and Reinsurance Co's Pre-Tax Income for the three months ended in Mar. 2026 was ﷼37 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's Revenue for the three months ended in Mar. 2026 was ﷼1,058 Mil. Therefore, The Mediterranean and Gulf Insurance and Reinsurance Co's pretax margin for the quarter that ended in Mar. 2026 was 3.54%.

The historical rank and industry rank for The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % or its related term are showing as below:

SAU:8030' s Pretax Margin % Range Over the Past 10 Years
Min: -18.3   Med: 0.98   Max: 6.76
Current: 1.43


SAU:8030's Pretax Margin % is ranked worse than
86.6% of 500 companies
in the Insurance industry
Industry Median: 11.875 vs SAU:8030: 1.43

The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin % Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin % Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.80 -18.30 6.76 3.19 1.05

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.16 0.26 1.94 0.07 3.54

SAU:8030 vs AFL, MET, PRU: Pretax Margin % Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % falls into.


SAU:8030
70GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=43.072/4095.466
=1.05 %

The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=37.416/1057.501
=3.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 3.54% mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a Pretax Margin % of 3.54% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. This is 261% above median its historical median of 0.98. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #433 out of 500 companies in the Insurance industry, placing it in the top 86.6%.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current Pretax Margin % of 3.54% is 261% above median its 10-year median of 0.98. The Insurance industry median Pretax Margin % is 11.88. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 3.54% is 70.2% below this industry median. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #433 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #433 out of 500 companies for Pretax Margin %. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.88. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 3.54% is 70.2% below this benchmark. While the company's 10-year median is 0.98 vs. the industry median of 11.88, The Mediterranean and Gulf Insurance and Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.88, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mediterranean and Gulf Insurance and Reinsurance Co's current Pretax Margin % of 3.54% is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mediterranean and Gulf Insurance and Reinsurance Co's current Pretax Margin % is 3.54%, which is 261% above median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼22.01, compared to a current price of ﷼15.35 — trading 30.3% below its estimated fair value. The current Pretax Margin % is 3.54%, which is 261% above median its 10-year median of 0.98 and 70.2% below the Insurance industry median of 11.88. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current Pretax Margin % is 3.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼15.35 is trading 30.3% below its estimated GF Value™ of ﷼22.01. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Possible Value Trap.

Key valuation signals for SAU:8030:

  • Pretax Margin %: 3.54% (261% above median its 10-year median of 0.98)
  • GF Value™: ﷼22.01 vs. price of ﷼15.35 (30.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 70.2% below the Insurance median (#433 of 500)

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
70GF Score

Get the complete analysis for SAU:8030

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼15.35
Price
﷼22.01
GF Value