The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) EV-to-EBITDA: 11.80 (As of Sep. 21, 2026)

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SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
71 GF Score
Price ﷼16.19
GF Value ﷼18.32
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA?

The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030 -3.11% 71 EV-to-EBITDA is 11.80 as of Sep. 21, 2026. GuruFocus rates SAU:8030 with a GF Score™ of 71/100 and a GF Value™ of ﷼18.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 355 Insurance companies, The Mediterranean and Gulf Insurance and Reinsurance Co ranks worse than 281689.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, The Mediterranean and Gulf Insurance and Reinsurance Co's enterprise value is ﷼1,549 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼131 Mil. Therefore, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA for today is 11.80.

The historical rank and industry rank for The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA or its related term are showing as below:

SAU:8030's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.78
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), The Mediterranean and Gulf Insurance and Reinsurance Co's stock price is ﷼16.19. The Mediterranean and Gulf Insurance and Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼0.789. Therefore, The Mediterranean and Gulf Insurance and Reinsurance Co's PE Ratio (TTM) for today is 20.52.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Mediterranean and Gulf Insurance and Reinsurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16.19/0.789
=20.52

The Mediterranean and Gulf Insurance and Reinsurance Co's share price for today is ﷼16.19.
The Mediterranean and Gulf Insurance and Reinsurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼0.789.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.98 -2.34 6.63 20.36 22.74

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.22 23.75 22.74 21.68 17.29

SAU:8030 vs MET, AFL, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA falls into.


SAU:8030
71GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co EV-to-EBITDA Calculation

The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=1549.438/131.355
=11.80

The Mediterranean and Gulf Insurance and Reinsurance Co's current Enterprise Value is ﷼1,549 Mil.
The Mediterranean and Gulf Insurance and Reinsurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼131 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 11.80 mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a EV-to-EBITDA of 11.80 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 355 companies in the Insurance industry.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current EV-to-EBITDA is 11.80. The Insurance industry median EV-to-EBITDA is 7.78. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 11.80 is 51.7% above this industry median. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 355 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's EV-to-EBITDA compare to MET and AFL?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #999999 out of 355 companies for EV-to-EBITDA. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. The industry median EV-to-EBITDA is 7.78. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 11.80 is 51.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.78, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mediterranean and Gulf Insurance and Reinsurance Co's current EV-to-EBITDA of 11.80 is 51.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co. For the Insurance industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mediterranean and Gulf Insurance and Reinsurance Co's current EV-to-EBITDA is 11.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼18.32, compared to a current price of ﷼16.19 — trading 11.6% below its estimated fair value. The current EV-to-EBITDA is 11.80 and 51.7% above the Insurance industry median of 7.78. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current EV-to-EBITDA is 11.80 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼16.19 is trading 11.6% below its estimated GF Value™ of ﷼18.32. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8030:

  • EV-to-EBITDA: 11.80
  • GF Value™: ﷼18.32 vs. price of ﷼16.19 (11.6% below fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 51.7% above the Insurance median (#999999 of 355)

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
71GF Score

Get the complete analysis for SAU:8030

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼16.19
Price
﷼18.32
GF Value