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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The Mediterranean and Gulf Insurance and Reinsurance Co's retained earnings for the quarter that ended in Jun. 2026 was ﷼44 Mil.
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The Mediterranean and Gulf Insurance and Reinsurance Co Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Mediterranean and Gulf Insurance and Reinsurance Co Retained Earnings Chart
The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
The Mediterranean and Gulf Insurance and Reinsurance Co Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a Retained Earnings of ﷼44 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's Retained Earnings too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current Retained Earnings is ﷼44 Mil. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's Retained Earnings compare to AFL and MET?
The Mediterranean and Gulf Insurance and Reinsurance Co's Retained Earnings of ﷼44 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. The Mediterranean and Gulf Insurance and Reinsurance Co's current Retained Earnings is ﷼44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼20.81, compared to a current price of ﷼17.17 — trading 17.5% below its estimated fair value. The current Retained Earnings is ﷼44 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current Retained Earnings is ﷼44 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued.
The current stock price of ﷼17.17 is trading 17.5% below its estimated GF Value™ of ﷼20.81.
GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8030:
Retained Earnings: ﷼44 Mil
GF Value™: ﷼20.81 vs. price of ﷼17.17 (17.5% below fair value)
No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
72GF Score
Get the complete analysis for SAU:8030
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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