The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Debt-to-EBITDA : N/A (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8030 The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
72 GF Score
Price ﷼16.93
GF Value ﷼20.90
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Mediterranean and Gulf Insurance and Reinsurance Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼0 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼17 Mil. The Mediterranean and Gulf Insurance and Reinsurance Co's annualized EBITDA for the quarter that ended in Jun. 2026 was ﷼0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA or its related term are showing as below:

SAU:8030's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.23
* Ranked among companies with meaningful Debt-to-EBITDA only.

The Mediterranean and Gulf Insurance and Reinsurance Co  (SAU:8030) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA Related Terms


The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA Chart

The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

The Mediterranean and Gulf Insurance and Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

SAU:8030 vs MET, AFL, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA falls into.


SAU:8030
72GF Score
The Mediterranean and Gulf Insurance and Reinsurance Co SAU:8030
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Mediterranean and Gulf Insurance and Reinsurance Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Mediterranean and Gulf Insurance and Reinsurance Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.895 + 18.192) / N/A
=N/A

The Mediterranean and Gulf Insurance and Reinsurance Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?

Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued. The current stock price of ﷼16.93 is trading 19% below its estimated GF Value™ of ﷼20.90. GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8030:

  • Debt-to-EBITDA: N/A
  • GF Value™: ﷼20.90 vs. price of ﷼16.93 (19% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Mediterranean and Gulf Insurance and Reinsurance Co Business Description

Address Al-Maather street, King Saud Road, P.O. Box 2302, al futuro tower, Riyadh, SAU, 11451
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
72GF Score

Get the complete analysis for SAU:8030

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼16.93
Price
﷼20.90
GF Value