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SAU:8030's Cyclically Adjusted PB Ratio is ranked worse than 54.11% of 414
companies
in the Insurance industry
Industry Median: 1.395
vs SAU:8030: 1.49
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio Related Terms
The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio Chart
The Mediterranean and Gulf Insurance and Reinsurance Co Annual Data
SAU:8030 vs AFL, MET, PRU: Cyclically Adjusted PB Ratio Comparison
For the Insurance - Life subindustry, The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry
The Mediterranean and Gulf Insurance and Reinsurance Co Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 1.49 mean?
The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) has a Cyclically Adjusted PB Ratio of 1.49 as of Aug. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. This is 22% above median its historical median of 1.22. Over the past decade, The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio has ranged from 0.48 to 2.37. According to the industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #224 out of 414 companies in the Insurance industry, placing it in the top 54.1%.
Is The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio too high?
The Mediterranean and Gulf Insurance and Reinsurance Co's current Cyclically Adjusted PB Ratio of 1.49 is 22% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.37. The Insurance industry median Cyclically Adjusted PB Ratio is 1.40. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 1.49 is 6.8% above this industry median. Based on the distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #224 out of 414 companies in the Insurance industry, which is below the industry midpoint. Overall, The Mediterranean and Gulf Insurance and Reinsurance Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mediterranean and Gulf Insurance and Reinsurance Co's Cyclically Adjusted PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, The Mediterranean and Gulf Insurance and Reinsurance Co ranks #224 out of 414 companies for Cyclically Adjusted PB Ratio. This places The Mediterranean and Gulf Insurance and Reinsurance Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.40. The Mediterranean and Gulf Insurance and Reinsurance Co's value of 1.49 is 6.8% above this benchmark. Historically, The Mediterranean and Gulf Insurance and Reinsurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.48 to 2.37 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.40, The Mediterranean and Gulf Insurance and Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.40, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mediterranean and Gulf Insurance and Reinsurance Co's current Cyclically Adjusted PB Ratio of 1.49 is 6.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The Mediterranean and Gulf Insurance and Reinsurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mediterranean and Gulf Insurance and Reinsurance Co's current Cyclically Adjusted PB Ratio is 1.49, which is 22% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mediterranean and Gulf Insurance and Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼20.78, compared to a current price of ﷼17.24 — trading 17% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.49, which is 22% above median its 10-year median of 1.22 and 6.8% above the Insurance industry median of 1.40. The Mediterranean and Gulf Insurance and Reinsurance Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030), the current Cyclically Adjusted PB Ratio is 1.49 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Mediterranean and Gulf Insurance and Reinsurance Co (SAU:8030) Overvalued in 2026?
Based on GuruFocus' analysis, The Mediterranean and Gulf Insurance and Reinsurance Co stock appears to be undervalued.
The current stock price of ﷼17.24 is trading 17% below its estimated GF Value™ of ﷼20.78.
GuruFocus considers The Mediterranean and Gulf Insurance and Reinsurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8030:
Cyclically Adjusted PB Ratio: 1.49 (22% above median its 10-year median of 1.22)
GF Value™: ﷼20.78 vs. price of ﷼17.24 (17% below fair value)
Industry Position: 6.8% above the Insurance median (#224 of 414)
No single metric tells the full story. See the SAU:8030 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Mediterranean and Gulf Insurance and Reinsurance Co is a Saudi Arabian insurance company with objectives to transact in cooperative insurance and reinsurance business and related activities. Its principal lines of business include medical, motor and other general insurance. It has three reportable operating segments: Medical insurance, which is the key revenue driver, and covers medical costs, medicines, and all other medical services and supplies; Motor Insurance, which provides coverage against losses and liability related to motor vehicles; and Other classes, which covers any other classes of insurance not included above.
72GF Score
Get the complete analysis for SAU:8030
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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