Al-Rajhi Co For Cooperative Insurance (SAU:8230) Cyclically Adjusted Book per Share: ﷼7.14 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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SAU:8230 Al-Rajhi Co For Cooperative Insurance SAU:8230
74 GF Score
Price ﷼49.68
GF Value ﷼70.89
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Book per Share?

Al-Rajhi Co For Cooperative Insurance SAU:8230 -0.04% 74 Cyclically Adjusted Book per Share is ﷼7.14 as of Mar. 2026. GuruFocus rates SAU:8230 with a GF Score™ of 74/100 and a GF Value™ of ﷼70.89 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's adjusted book value per share for the three months ended in Mar. 2026 was ﷼13.349. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼7.14 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al-Rajhi Co For Cooperative Insurance's average Cyclically Adjusted Book Growth Rate was 16.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-18), Al-Rajhi Co For Cooperative Insurance's current stock price is ﷼49.68. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼7.14. Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PB Ratio of today is 6.96.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al-Rajhi Co For Cooperative Insurance was 20.89. The lowest was 4.07. And the median was 9.00.


Al-Rajhi Co For Cooperative Insurance  (SAU:8230) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=49.68/7.14
=6.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al-Rajhi Co For Cooperative Insurance was 20.89. The lowest was 4.07. And the median was 9.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Book per Share Related Terms


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Book per Share Chart

Al-Rajhi Co For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 7.23 5.92 6.74

Al-Rajhi Co For Cooperative Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.13 6.32 6.49 6.74 7.14

SAU:8230 vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted PB Ratio falls into.


SAU:8230
74GF Score
Al-Rajhi Co For Cooperative Insurance SAU:8230
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Rajhi Co For Cooperative Insurance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al-Rajhi Co For Cooperative Insurance's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.349/330.2130*330.2130
=13.349

Current CPI (Mar. 2026) = 330.2130.

Al-Rajhi Co For Cooperative Insurance Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.850 241.018 2.535
201609 1.986 241.428 2.716
201612 2.147 241.432 2.937
201703 2.293 243.801 3.106
201706 2.485 244.955 3.350
201709 2.774 246.819 3.711
201712 2.990 246.524 4.005
201803 3.196 249.554 4.229
201806 3.471 251.989 4.548
201809 3.808 252.439 4.981
201812 3.842 251.233 5.050
201903 3.911 254.202 5.080
201906 4.133 256.143 5.328
201909 4.361 256.759 5.609
201912 4.376 256.974 5.623
202003 4.308 258.115 5.511
202006 4.858 257.797 6.223
202009 5.315 260.280 6.743
202012 5.562 260.474 7.051
202103 6.042 264.877 7.532
202106 6.342 271.696 7.708
202109 6.561 274.310 7.898
202112 6.634 278.802 7.857
202203 6.756 287.504 7.760
202206 6.559 296.311 7.309
202209 6.597 296.808 7.339
202212 6.637 296.797 7.384
202303 7.292 301.836 7.978
202306 7.749 305.109 8.387
202309 8.000 307.789 8.583
202312 8.614 306.746 9.273
202403 9.129 312.332 9.652
202406 9.592 314.175 10.082
202409 9.981 315.301 10.453
202412 10.402 315.605 10.883
202503 10.836 319.799 11.189
202506 11.402 322.561 11.672
202509 11.738 324.800 11.934
202512 12.678 324.054 12.919
202603 13.349 330.213 13.349

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼7.14 mean?
Al-Rajhi Co For Cooperative Insurance (SAU:8230) has a Cyclically Adjusted Book per Share of ﷼7.14 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors.
Is Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Book per Share too high?
Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted Book per Share is ﷼7.14. Overall, Al-Rajhi Co For Cooperative Insurance has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Book per Share compare to CB and PGR?
Al-Rajhi Co For Cooperative Insurance's Cyclically Adjusted Book per Share of ﷼7.14 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al-Rajhi Co For Cooperative Insurance and its competitors. Al-Rajhi Co For Cooperative Insurance's current Cyclically Adjusted Book per Share is ﷼7.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Rajhi Co For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance (SAU:8230) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼70.89, compared to a current price of ﷼49.68 — trading 29.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼7.14. Al-Rajhi Co For Cooperative Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Al-Rajhi Co For Cooperative Insurance (SAU:8230), the current Cyclically Adjusted Book per Share is ﷼7.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Rajhi Co For Cooperative Insurance (SAU:8230) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Rajhi Co For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼49.68 is trading 29.9% below its estimated GF Value™ of ﷼70.89. GuruFocus considers Al-Rajhi Co For Cooperative Insurance to be Significantly Undervalued.

Key valuation signals for SAU:8230:

  • Cyclically Adjusted Book per Share: ﷼7.14
  • GF Value™: ﷼70.89 vs. price of ﷼49.68 (29.9% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the SAU:8230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Rajhi Co For Cooperative Insurance Business Description

Address 3485-Ath Thummamah Road, P.O. Box 67791, Al Rabie District, Riyadh, SAU, 11517
Al-Rajhi Co For Cooperative Insurance is engaged in the provision of cooperative insurance and reinsurance services. The purpose of the company is to conduct cooperative insurance operations and all related activities, including re-takaful and agency activities. Its operating segments include Medical; Motor; Property and Casualty; and Protection and Savings. The company generates the majority of its revenue from the Motor segment.
74GF Score

Get the complete analysis for SAU:8230

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼49.68
Price
﷼70.89
GF Value